• Make sure to fill up the mobile number in pre-authorisation form
  • Non-payable items have to be borne by the Insured
  • In case of cashless denial, the Insured has to pay the hospitalisation expenses
  • In case of planned surgery, send the pre-authorisation form in advance ( but not before 15 days from the admission date)
  • All claims to be submitted within 21 days from the Date of Discharge (DOD)
  • Post hospitalisation claims may be submitted within 81 (60 + 21) days from Date Of Discharge
  • Use the website to access the claims tracker, network hospital list, e-card and various other information and services
  • Do not refer network list of any other service provider
  • Do not submit the claim documents at any local office
  • Always keep a photocopy of the claim documents submitted.
  • All claim forms should be duly and completely filled.