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A Two-Wheeler Insurance policy for your two-wheeler to secure it against damage caused by natural and man-made calamities, including acts of terrorism. Avail of Own Damage, Personal Accident, and Liability cover all in one policy. You need your two-wheeler to be insured and the best way to do this is to purchase Motor Insurance.
Network of 4500+ garages1
- Roadside Assistance2
- Avail No Claim Bonus on Renewal3
- Cover against Theft
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Ride Safe
Enjoy the added benefit of riding safe4.
Your No Claim Bonus (NCB)* will be applicable for 1 or more claims as per the policy period.
Easy Policy Renewal
Renewing your policy online is a breeze.
No vehicular inspection will be conducted, even in the case of an expired policy.5
Safety For Everyone
Secure yourself and your co-passengers.
Get an inbuilt personal accident cover with an add-on co-passenger cover.
Extra Security
Opt for an add-on cover to secure the electrical and non-electrical accessories of your two-wheeler.
Long-Term Policy
Get a single policy certificate that is valid for 3 years.
Ride With A Protective Shield
With over 4500+ network garages across India, you can call for assistance in case of any glitches during your journey.
Choose Your Own Tenure
The policy comes with tenure options of 1, 2, or 3 years. Opt for a long-term tenure and ride without any worries.
Loss or Damage to your vehicle against Natural Calamities
Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide.
Loss or Damage to your vehicle against Man-made Calamities
Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.
Personal Accident Cover
Coverage of up to Rs 15 lakh for the individual owner/driver of the vehicle while driving or travelling, mounting or dismounting from the two-wheeler. Optional personal accident covers for co-passengers available.
Third-Party Legal Liability
Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.
For more details, kindly refer to the Policy Wordings.
*NCB (No Claims Bonus) will only be allowed provided the policy is renewed within 90 days of the expiry date of the previous policy. The NCB will be available, provided you show evidence that you are entitled to NCB from your previous motor insurance company. Evidence can be in the form of a written declaration or a renewal notice or a letter confirming the NCB entitlement from the previous insurer.
1Garage count as on Jun 1 2021
2An add-on cover is applicable, if insured opts for it by paying an additional premium.
3No claim bonus will only be allowed if the policy is renewed within days of the expiry date of the previous policy and there’s no paid/pending claims on the previous policy. It is applicable for the own damage section of the policy.
4Provided both the existing policy and renewal policy tenure are of years & above.
5For less than cubic capacity two-wheeler vehicle.
- Normal wear and tear and general ageing of the vehicle
- Depreciation or any consequential loss
- Mechanical/electrical breakdown
- Damage to tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement
- Vehicles being used otherwise than in accordance with limitations as to use
- Damage to/by a person driving any vehicles or cars without a valid license
- Damage to/by a person driving the vehicle under the influence of drugs or liquor
- Loss/ damage due to war, mutiny or nuclear risk
For details, kindly refer to Policy Wordings.
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