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mRupee FAQs


Mobile Money Order is a Money transfer service from mRupee. It is presented by MMP Mobi Wallet Payment Systems Ltd., with ICICI Bank Ltd as the Principal Bank. With this facility any customer with an active mobile connection can send/ transfer money to any bank account (in India) by visiting the authorized mRupee agent. (Refer to the Terms and Conditions at www.icicibank.com >> Mobile Banking >> Mobile Money >> mRupee >> Terms & Conditions or www.mrupee.in for further details)

For more information please visit our website www.mRupee.in . Tata Docomo/ Tata Indicom customers can call 51111 and customers of other operator can call at 09222251111.

You can reach out to any authorized mRupee store. The agent will help you to start using this service.

Yes, you can transfer money, provided that you have an active mobile connection (irrespective of the operator).

Any Indian resident who is 18 years and above can register for Mobile Money Order services.

No ID or address proof is required. Although you need to provide your basic details to the agent at mRupee store, like full name, complete address and your active mobile number in order to register your name one time as a sender. It is a one time registration.

Yes the beneficiary needs to be registered by the sender with mRupee agent - during first transaction. Share the details (such as name, bank account number, IFSC code) of the beneficiary with the mRupee agent. Registration will not be required next transaction onwards to send money to the same beneficiary.

No, once a beneficiary is registered, you only need to furnish your registered mobile number. You can change/ remove/ add the beneficiary based on your requirement.

Total 8 beneficiaries can be added at any point in time.

Minimum of 2-3 hours, this would be subject to NEFT timelines.

Transaction Timings NEFT
Monday to Friday 8:00 AM to 6:30 PM
Saturdays 8:00 AM to 12:30 PM


(However, kindly note that in order to ensure that you do not miss the last NEFT batch, you must complete your transaction at the authorized mRupee store not later than 30 minutes before the closure of NEFT timings (as above).

Yes, sender will get an alert over SMS.

Yes, sender will get an alert over SMS once amount is credited to beneficiary's account


Following are the charges for money transfer

Sr. No Transaction Type Fee
1 Upto Rs. 1,000 Rs. 20.00
2 Rs. 1000.01 to Rs. 5000 2.00%
3 Rs. 5000.01 to Rs. 10000** Rs.100
4 Rs. 10000.01 to Rs. 15000** Rs. 150
5 Rs. 15000.01 to Rs. 20000** Rs. 200
6 Rs. 20000.01 to Rs. 25000** Rs. 250
7 Profile Creation Fee ZERO
** Applicable for fund transfer to same beneficiary account by same remitter during a calendar day

You need to pay the fee for your transaction (in cash) to the mRupee agent at the authorized mRupee store over and above the amount to be transferred to the beneficiary.

You will get the details of exact fee, payable for the first time registration as well as transaction fee from the mRupee agent at the authorized mRupee store. These details are also available at www.mrupee.in and www.icicibank.com >> Mobile Banking >> Mobile Money >> mRupee >> Fee & Limits.

You can call the call center. Tata Docomo/ Tata Indicom customer can call at 51111 and customer of other operators call at 09222251111.

Yes. Please visit any authorized mRupee store and provide your mobile number to the mRupee agent. He will help you to get details of your previous transactions for last 4 transactions.

As long as you use the same number, you need not register again.

Rs. 5,000 per transaction

Rs. 25000 in a month is the limit.

Rs. 100

You can use it in simple steps:

Step-1 : Register & Activate: Walk into the nearest authorized mRupee store and ask the agent for availing the services. Complete the Enrollment process by providing your full name, complete address, your active mobile number etc.

Step-2 : Add beneficiary: After enrollment, you need to provide details of the beneficiary bank account like beneficiary name, beneficiary's correct account number, beneficiary bank IFSC code/ location of the beneficiary bank etc. You will get a One Time Code (OTC), on your registered mobile as a text message, which you need to share with the mRupee agent so that the required beneficiary can be added.

Step-3 : Deposit Cash: Hand over the cash to the mRupee agent for transfer of the same to the required beneficiary's bank account. The mRupee agent would initiate the money transfer transaction, based on which you would receive another One Time Code (OTC) which needs to be shared with the mRupee agent. The mRupee Agent would enter the same in the system to complete the transaction. You would then receive a text message on your registered mobile number with the transaction ID, amount transferred etc.

Please visit any authorized mRupee store and share your registered mobile number. mRupee agent will help you to do the needful. You will only need to share a "One Time Code (OTC)" with the agent, which will be sent on your mobile once the request is registered by him.

For this you need to follow steps mentioned :-

  • Kindly visit any authorized mRupee store and provide your mobile number
  • The agent at the authorized mRupee store would check the status of the transaction and inform you about the failed transaction and reason for failure.
  • You can either re-initiate the transaction (in cases where failure is due the technical reason like the internet connection was not working etc.) or ask for a refund.
  • Based on your reply, the mRupee agent would initiate the request for refund of transaction amount.
  • You would then receive a 4 digit OTC on your registered mobile number.
  • Provide this OTC to the mRupee agent, he would enter the same in system to process your request.

You need to provide the transaction ID for the specific transaction.