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Recurring Deposit Interest Rates

 

Maturity Period Rate of Interest (% p.a.) w.e.f November 16, 2022
General Senior Citizen
6 months 4.50% 5.00%
9 months 5.25% 5.75%
12 months 6.10% 6.60%
15 months 6.40% 6.90%
18 months 6.40% 6.90%
21 months 6.40% 6.90%
24 months 6.40% 6.90%
27 months 6.50% 7.00%
30 months 6.50% 7.00%
33 months 6.50% 7.00%
36 months 6.50% 7.00%
Above 3 years upto 5 years 6.60% 7.10%
Above 5 years upto 10 years 6.50% 7.10%
Above 5 years upto 10 Years margin for SRC has been changed on 0.60%

 

Note:

  • Recurring Deposits will be available for a minimum tenure of 6 months (and in multiples of 3 months thereafter) up to a maximum tenure of 10 years.
  • As interest rates are subject to change without prior notice, depositor shall ascertain the rates on the value date of FD
  • For terms & conditions and any other details, please contact your nearest ICICI Bank Branch.

 

  • Penalty is charged at monthly interest at the rate of ₹12 per ₹1000 for all delayed installments.
  • Fraction of a month will be treated as full month for the purpose of calculating such interest.
  • The total interest so chargeable shall be recovered from the total amount of interest payable at the time of maturity. 

 

  • Interest will be calculated at the rate applicable for the period the deposit has actually remained with ICICI Bank.
  • Penalty will be levied on the rate applicable as per the table below

 

Original Tenure of Deposit Penal Rates*
Less than ₹5.0 crore ₹5.0 crore & above
Less than 1 year 0.50% 0.50%
1 year & above but less than 5 years 1.00% 1.00%
5 years and above 1.00% 1.50%

*Subject to revision without further notice.

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