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Benefits and Features

ICICI Bank Reward Program

You can redeem your Reward Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more. With your ICICI Bank Credit Card and Rewards program, shopping is truly rewarding !

  • Earn 2 Reward Points from ICICI Bank Rewards on every Rs. 100 spent on your card (except fuel).
  • Earn 4 Reward Points from ICICI Bank Rewards on every Rs. 100 spent on online transactions.
  • Earn 1 Reward Point from ICICI Bank Rewards on every Rs.100 spent on utilities and insurance categories.
  • Under the ICICI Bank Milestone Rewards programme, get 2000 Reward Points from ICICI Bank Rewards on spending Rs. 2,00,000 on your card and 1000 reward Points from ICICI Bank Rewards each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 10,000 Reward Points per year


  • Avail 25% discount upto Rs.100 on purchase of minimum 2 movie tickets per transaction on www.bookmyshow.com. The offer can be availed twice in a month.
  • Successful booking is on first come first serve basis and is subject to daily stock availability.
  • To book your movie ticket and for detailed Terms & Conditions, please click here.


  • Avail 25% discount upto Rs.100 on purchase of minimum 2 movie tickets per transaction on  www.inoxmovies.com, Inox app or Inox Box Office. The offer can be availed twice in a month.
  • Successful booking is on first come, first-serve basis and is subject to monthly ticket stock availability
  • Book your ticket now on www.inoxmovies.com

Culinary Treats

  • The finest dining experiences now come with equally impressive savings Exclusive dining offers through ICICI Bank Culinary Treats Programme.
  • For more detail please visit www.culinarytreats.com
  • You can also download the ICICI Bank Culinary Treats mobile app from Apple iStore or Google Play.

Chip And Pin Security

Our Credit Cards come with an embedded microchip which provides additional security against counterfeiting and duplication of cards.

  • The new chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)
  • You will be required to enter your PIN on the terminal for transactions at merchant outlets
  • To know more about Chip and PIN security, please click here
  • This PIN is not required for online transactions. Please register your card for 3D Secure (Verified by VISA / American Express SafeKey) on our website for online transactions

Savings On Fuel Transactions

1% fuel surcharge will not be applicable on fuel transactions of up to Rs. 4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.


Discover how your ICICI Bank Coral Credit American Express Credit Card can deliver savings of Rs. 19,087.5 every year.

American Express® Connect

Connect to a world of special benefits!

American Express Connect provides a wide range of special offers across categories like Travel, Lodging, Dining, Retail and Online Shopping.

To view the current list of offers, please Click here.

American Express EPAY

American Express EPAY simplifies the way you pay utility bills such as electricity, gas, phone and insurance premiums. Enjoy the ease of automatic payments through ‘AutoPay’, without worrying about due dates, writing cheques or standing in queues. To know more and register, please Click here.

Airport and Railway Lounge Access

  • Enrich your travel experience with complimentary access to select lounges at airports and railway stations in India with your ICICI Bank Coral American Express® Credit Card. To avail, please present your Card at the lounge reception.
  • To view the updated list of lounges and complete details on the airport lounge programme with the associated Terms and Conditions, please click here.
  • For FAQ’s on Railway Lounge access, please click here.

Terms and Conditions:

  • Eligible Card holders holding the ICICI Bank Coral American Express Credit Card are entitled to one complimentary railway lounge visit per quarter.
  • One complimentary access per quarter to select airport lounges in India by spending minimum of Rs 5,000 or above in a calendar quarter on your ICICI Bank Coral American Express Credit Card to avail this facility in the next calendar quarter. Over and above the allowed number of complimentary accesses, each subsequent access will be charged as per rates applicable to each lounge service provider.
  • Access to airport and railway lounges will be applicable only for primary cardholders.
  • Eligible card members must present their valid, unexpired eligible cards, and a valid air ticket or boarding pass for travel on the same or next day, at the entrance to the participating lounges..
  • An authorisation amount of Re. 1 shall be taken on each eligible card presented at the entrance to the participating lounge
  • Access by other guests who accompany an eligible card member shall be subject to the terms and conditions of each participating lounge. Guests shall not be eligible to use any of the eligible card member’s unutilised complimentary accesses
  • This offer is valid till August 14, 2018. Please note that the list of lounges may be changed by American Express at its sole discretion and without any notice to ICICI Bank or its card members. This programme is provided by a third party and is governed by such third party terms and conditions.

Important Information:

With effect from August 15, 2015, complimentary access to Altitude lounges at Delhi and Mumbai airports has been discontinued in lieu of the upgraded American Express lounge access programme.

Please note: With effect from May 15, 2020, the number of complimentary lounge access will be changed. For more information, please click here.

Discover how your ICICI Bank Coral Credit Card can deliver savings of ₹19,087.50 every year:

Read on to discover how your ICICI Bank Coral American Express Credit Card can deliver savings of ₹19087.50 on annual spends of Rs. 3,60,000 Savings (in ₹)
2 complimentary movie tickets every month with 'Experience Entertainment' on first come first serve basis* 6,000
Complimentary access to American Express Airport Lounge** 4,000
Cash rewards on annual spend of Rs. 1,50,000 on online purchases*** 1387.50
Cash rewards on annual spend of Rs. 1,50, 000 elsewhere 750
Milestone rewards on a spend of Rs. 3,00,000 750
Complimentary access to Railway Lounge in India 2,000
15% savings on your monthly dining bill of Rs. 2,000 with ICICI Bank Culinary Treats Programme 3,600
Waiver of 1% fuel surcharge on Rs. 5,000 spent every month on fuel*** 600
Total Savings 19,087.50

Disclaimer: The above chart is purely for illustration purposes and is merely indicative in nature. The information provided regarding products, services, offers, benefits, reward programmes etc. of ICICI Bank/third party are governed by the detailed terms and conditions, internal policy guidelines as specified by ICICI Bank/third party from time to time and are subject to applicable laws and regulations. Actual benefits/savings/rewards will be based on the total spends on the credit cards and spends on various reward categories by the cardholders. Cardholders are requested to make an independent analysis and their own assessment, evaluation and judgement on the information mentioned hereinabove. The benefits, offers, reward points etc. will be available only on those merchant establishments with whom ICICI Bank and American Express have a tie up.

The information provided hereinabove does not amount to an offer, sponsor or advice as regards to any product or services of ICICI Bank or any of its group companies or third parties and is not intended to create any rights or obligations in this regard. ICICI Bank does not undertake any liability or responsibility for the details, accuracy, completeness, not-errors or correctness of any content or information provided hereinabove. Any dispute or claim regarding the goods, services brought about by the third party must be resolved by the cardholder with the third parties directly without any reference to ICICI Bank.

Terms and Conditions-

*A maximum of two tickets through the portal per month and the ticket price not exceeding Rs. 250 per ticket through www.bookmyshow.com. The actual rate of ticket may vary for every movie theatre.

**This is based on the assumption that the Cardholder is visiting American Express lounges one per quarter. This includes only access to the lounge.

*** This is based on the assumption that the cardholder will spend 10% of the total spending on utilities and insurance. On these categories, one Reward Points is accrued on per Rs. 100 spent on card. No points will be accrued on fuel transactions.

****1% fuel surcharge waiver is available on all transactions below Rs. 4,000. Fuel surcharge waiver is available on fuel purchases at HPCL petrol pumps when the card is swiped on the ICICI Bank Merchant Services swipe machine.