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Offer Zone Rates & Charges
Rates & Charges
FD, RD & iWish
(390 days - 2 yrs)
6.75% Apply Now
Senior Citizens
(390 days - 2 yrs)
7.25% Apply Now
Home Loan
(Upto 30 lacs)
8.35*% Apply Now
Personal Loan
(Upto 20 lacs)
10.99*% Apply Now

More Rates       Service Charges & Fees 

Tools and Calculators

    Feature and Benefits

    Rewards Powered by PAYBACK

    Play Platinum Chip Credit Card Video

    Earn 2 PAYBACK points on every ₹ 100 spent for all retail purchases except fuel. Your points are easily redeemable for attractive products through PAYBACK, India's largest multi-partner coalition loyalty programme.


    To know more about PAYBACK points, listed partners, redemption process and other details, please visit or email at or call the PAYBACK contact centre on 1860-258-5000.


    Now you can also redeem your PAYBACK points by calling the ICICI Bank 24-hour Customer Care.

    Security of Chip and Pin Card

    Our Credit Cards come with an embedded microchip which provides additional security against counterfeiting and duplication of cards.

    • The new chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)
    • You will be required to enter your PIN on the terminal for transactions at merchant outlets
    • To know more about Chip and PIN security, please click here
    • This PIN is not required for online transactions. Please register your card for 3D Secure (Verified by VISA/MasterCard SecureCode) on our website for online transactions

    ₹ 99 Annual Fee Savings

    Here's the smart way to enjoy maximum benefits without having to pay for it! Just ensure that you spend ₹ 50,000 or more annually on your Card and the Annual Fee for the subsequent year shall be reversed.

    Fuel Surcharge Waiver

    1% fuel surcharge waiver can be availed on fuel transactions of maximum ₹ 4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.


    The finest dining experiences now come with equally impressive savings. Save a minimum of 15% on your dining bill at over 2,500 participating restaurants spread across 12 major cities with the ICICI Bank Culinary Treats programme.


    For more information, please visit

    Visa - ICICI Bank Credit Cards


    Wine, dine and unwind with great offers from luxury hotels, restaurants, lifestyle stores, spas. Moreover, when you travel abroad there is a dedicated Global Emergency Assistance Service provided by Visa for reporting loss of card, emergency card replacement, emergency cash advance or for other enquiries that you may have. For updated details on all privileges and for a list of contact numbers please visit

    MasterCard - ICICI Bank Credit Cards


    MasterCard Moments is an exclusive program specially created for MasterCard cardholders. At the heart of this program is a host of exceptional experiences designed to inspire and enrich the lives of our MasterCard cardholders. For more details, visit