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A bouquet of exclusive offerings for Employees of Kirloskar Oil Engines Ltd
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Explore banking solutions based on your unique needs
Campus Power
NRI Banking
Retail Forex Solutions
Family Banking
Retirement Solutions
Campus Power
Campus Power
  • Digital Platform for enabling Higher education journey
  • A comprehensive 360 degree coverage for all your Higher Educational needs
  • Specially curated solutions for Top Study Destinations such as Canada, US, UK and Germany
  • Value added services on test prep, admission counselling, travel and accommodation
NRI Banking
NRI Banking
  • Global Accounts - Digitally open local bank accounts in Canada and UK from India
  • NRI Accounts - Once you attain NRI status, you can convert your Resident Account to a Non-Resident Ordinary (NRO) Account and then open a Non-Resident External (NRE) Account to avail taxation & repatriability benefits
  • Remittances – Secure international money transfer with preferential exchange rates for employees
Retail Forex Solutions
Retail Forex Solutions

Forex Prepaid Card:

Browse through our range of forex prepaid cards and pick the perfect travel companion for all your international trips.



A convenient online facility for residents as well as non residents for sending money online from India to overseas

Family Banking
Family Banking
  • No minimum balance required on Family Plus Accounts
  • Complimentary Debit Card with high transaction limits
  • Complimentary Personal Accident Insurance & Air Accident Insurance same as primary account
  • Access to payment solutions through iMobile Pay
  • Discount on 1st Year Locker Rentals (based on availability) 

(Visit your nearest ICICI Bank Branch to enrol for Family Plus Account)

Retirement Solutions
Retirement Solutions
  • Extend banking benefits to your family with ICICI Bank Family 360 programme
  • Discover your ideal retirement corpus & identify any gap to ensure your financial future
  • Premium Cards to suit your lifestyle desires
  • Save more with customised HL solution options like flexible loan instalment plan, money saver HL
  • Comprehensive health policy HS360 with 30 days waiting period for PED
  • Investment solutions to grow your wealth through 3-in-1 ICICI bank demat account, FDs, SGBs, NPS,PPF
Explore our wide range of products
Salary Accounts
Payments/Instant Credit
Power Pay Account
    • No minimum balance required in your Salary Account
    • Complimentary Debit Card with unlimited free access to all the Banks ATMs network
    • Complimentary Air Insurance and Personal Accident Insurance with no clause on Debit Card spends/ activation
    • 3-in-1 Demat and Trading Account with no account opening charges and waiver on AMC for the first year
    • Extend benefits of the Salary Account to your family members.
Family 360° Banking
    • Extend benefits of the Salary Account to your family members
    • Processing fee waiver to discounted processing fee.
    • Complimentary Air Insurance and Personal Accident Insurance with no clause on Debit Card spends/ activation
    • Get a complimentary Debit Card with lounge access on linking family accounts
    • 3-in-1 Demat and Trading Account with no account opening charges and waiver on AMC for the first year
    • A dedicated relationship manager for salary greater than Rupees 1 lakh per month
Wealth Management Account
    • Dedicated Relationship Manager and Service Relationship Manager
    • Complimentary International World Debit card with Lounge access
    • Preferential rate and processing fee discount on loans and forex
    • Complimentary Amazon Pay and Sapphiro Credit Card basis eligibility
Fixed Deposit
    • Simple investment product, which offers safety, liquidity, flexibility and assured returns.
    • Multiple FD variants available, which caters wide range of customers
    • Available on multiple Channels like iMobile, internet banking, iBizz, ATM, etc.
    • FD can be opened with amount as low as ₹10,000 and FD tenure starting from just 7 days
    • Get loan up to 90% of your FD amount.
Recurring Deposit
    • Recurring deposit (RD) help you save up consistently and conveniently from today, so you can reap benefits tomorrow.
    • With ICICI bank RD facility, you can keep a track of your recurring transactions to plan and track your long-term invest goals.
    • You have an option to avail a loan against your RD account.
    • A goal based savings product offered to ICICI Bank savings account users
    • Create goals and save for your specific wishes.
    • iWish offers flexibility, by allowing to deposit any amount anytime, gives assured returns.
    • A goal in iWish can be made ranging from ₹ 5000 - ₹ 500000 with tenure ranging from 6 months to 5 years
    • One click seamless digital activation for pre-approved customers
    • UPI now to any merchant QR and pay later within 45 days
    • Link and transact on iMobile Pay and other UPI payment apps
    • Avail credit up to ₹ 50,000 instantly
    • Explore EMI on UPI scan and pay through iMobile Pay
    • Avail Pre-approved OD limit up to 4x your salary without any documentation.
    • Monthly interest payable only on utilized limit.
    • OD Rate starting from 12%
Loan against Properties
    • Sanction of up to 75%* of the property value
    • Overdraft facility available
    • Pre-approved offer.
Loan against Securities
    • Avoid liquidation of investments, avail Instant liquidity at your disposal through overdraft facility against securities’
    • No EMI. Only interest servicing on a monthly basis subject to limit utilization as it is an Overdraft facility
    • No pre-payment charges
Amazon Pay ICICI bank Credit Cards
    • Enjoy upto 5%* Cashback on your spends, with zero fee
    • No joining fee or annual fee
    • No limit or expiry date on the rewards earned using this card
ICICI Bank Coral Credit Card
    • 4 complimentary Domestic Airport Access in a year
    • 25% off on BookMyShow and INOX (2 times per month)
    • 1% fuel surcharge waiver on all transactions below ₹4,000 at HPCL fuel stations
    • 4 complimentary Domestic Railway Lounge access in a year
    • Upto 10,000 ICICI Bank Reward Points per year
ICICI Bank Rubyx Credit Card
    • Welcome vouchers worth over ₹ 5000
    • 25% off up to ₹ 150 on BookMyShow and INOX (2 times per month)
    • 2 complimentary domestic airport & railway lounge visit per quarter
    • 2 Complimentary rounds of golf (on spend of every ₹ 50,000 in previous month)
    • Air accident insurance cover of up to ₹ 1 Crore
ICICI Bank Sapphiro Credit Card
    • Welcome vouchers worth over ₹ 9000
    • Complimentary access to airport lounges
    • Buy 1 ticket and get up to ₹500 off on purchase of second ticket through BookMyShow
    • Milestone benefits of up to 20,000 Reward Points per anniversary year
ICICI Bank Emeralde Credit Card
    • Unlimited complimentary international & domestic lounge access
    • Unlimited complimentary spa access at airports in India
    • No cancellation charges on any domestic flight, hotel travel and movie ticket bookings
    • Buy 1 ticket and get up to ₹750 off on purchase of second ticket through BookMyShow (4 times a month)
Emeralde Private Metal Credit Card

    An Invite only Credit Card

    • 1 complimentary night stay with Taj Epicure Plus Membership (validity of 1 year)
    • Complimentary EazyDiner Prime Membership every year
    • 12,500 ICICI Bank Reward Points as Joining Bonus and Annual Bonus
    • Receive 2 EaseMyTrip Air Travel vouchers worth ₹ 3,000 each on your first spends of ₹ 4,00,000 and then on the consecutive spends of ₹ 4,00,000
Home Loan
    • Instant sanction for pre-approved customers*
    • Minimal documentation
    • Higher Loan eligibility

    *Non Pre approved customers - Instant provisional sanction

Personal Loan
    • Attractive interest rates with quick processing
    • A completely digital and contactless process with Loan Up to ₹50 Lacs (* for selected corporates only)
    • No Security or Guarantor required
    • No Fore-closure charges applicable after 12 EMIs paid*
Auto Loan
    • Loan of up to 100%, of on-road price
    • Customized Repayment Scheme available
    • End-to-End instant digital loan disbursement/sanction
    • Funding on accessories & extended warranty/AMC
    • Customized Repayment scheme
    • Nil Foreclosure & Part prepayment Charges post repayment of 24 EMIs.
Education Loan
    • Loans up to ₹2 Crore* for International Studies
    • Unsecured/ Collateral free loans for premium institutes up to ₹1 Crore*
    • Unlimited Income Tax Benefit on interest paid, under Section 80E (old tax regime)
    • Pre-admission sanction
3-in-1 Demat & Trading
    • Integrated Savings+Demat+Trading account for hassle free investing experience
    • Open online account in few minutes with zero account opening charges
    • Instant payout of 75% within 5 minutes of selling shares at no extra cost
    • Diversify your investments in theme based baskets of stocks and ETFs
    • Choose from Prime & Neo brokerage plan to suit your investment style
    • Enhance your buying power upto 4 times with Margin Trade Funding for 360 days
Mutual Funds
    • Invest anytime, anywhere in Mutual Funds
    • Choose top-rated funds across 30+ Asset Management Companies (AMCs)
    • Get recommendation of funds based on your risk profile
    • Completely paperless purchase in less than a minute
    • 2,500+ schemes to choose from and invest in
    • View all your details in one place like portfolio constituents, asset allocation, riskometer, exit load, etc.
    • Investment calculator to determine the amount required to be invested.
National Pension System
    • Market linked retirement plan with multiple tax benefits
    • Portability and flexibility between retail, corporate and multiple fund managers and asset allocation
    • Up to ₹ 2 lakh tax exemption. Tax benefit under Section 80CCD (1B) of up to ₹ 50,000 can be claimed over and above the deductions available under Section 80CCD(1) of up to ₹ 1.5 lakh
    • Additional tax benefits up to 10% of basic pay under corporate model under both old and new tax regime
    • Up to 60% tax free lump sum withdrawal on maturity
Health Shield 360
    • Entry age limit upto 60 years
    • Unlimited reset benefit
    • 30 Days waiting period for declared & accepted PED and specific diseases and procedures
    • Pre (60 days) & post (90 days) hospitalization expenses
    • Claim protector
    • Additional sum insured (Cumulative Bonus)
    • Home Healthcare
Pradhan Mantri Jeevan Jyoti Bima Yojana
    • An insurance scheme that offers life insurance cover
    • Apply online & get a life cover of ₹ 2 lakhs
    • Enrol in PMJJBY with an annual premium is ₹ 436
    • Customers between the age group of 18-50 years can apply for the scheme
Pradhan Mantri Suraksha Bima Yojana
    • An insurance scheme that offers accidental insurance cover
    • Apply online & get a life cover of ₹ 2 lakhs (1 lakh for partial disability and 2 lakh for permanent disability)
    • Enrol in PMSBY with an annual premium is ₹ 20
    • Customers between the age group of 18-70 years can apply for the scheme

Digital Banking at your convenience

  • Mobile Banking
    • Download iMobile Pay app
    • Activate iMobile Pay app
    • Authenticate and Login
  • Net Banking
    • Call Customer Care and authenticate yourself
    • Choose 'Self Banking' or click' I want my User ID'
    • Generate your password instantly, online
  • WhatsApp Banking
    • Send "SAL" to 86400 86400 to get started
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