Home Loan

• Special processing fee
• Instant sanction for pre-approved customers*
• Minimal documentation
• Higher Loan eligibility
• *Non Pre approved customers - Instant provisional sanction
• Home Loan Interest Grid with Eligibility Criteria

• Bureau Score	>800	750-800	NTC (-1)	700-749	<700
  Salaried
  <=Rs. 3.5 Mn	RR+ 2.50% (9.00%)	RR+ 2.50% (9.00%)	RR+ 2.75% (9.25%)	RR+ 3.00% (9.50%)	RR + 3.15% (9.65%)
  > Rs. 3.5 Mn < = Rs. 7.5 Mn			RR+3.00% (9.50%)	RR + 3.10% (9.60%)	RR + 3.30% (9.80%)
  > Rs. 7.5 Mn			RR+3.10% (9.60%)	RR + 3.20% (9.70%)	RR + 3.40% (9.90%)

• * RR- Repo Rate
• * Below pricing is linked to Repo linked benchmark rate and is available for all sanctions till July 31st, 2023, and for existing customers opting for conversion.
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Personal Loan

• Attractive interest rates with quick processing
• A completely digital and contactless process with Loan Up to ₹50 Lacs (* for selected corporates only)
• No Security or Guarantor required
• No Fore-closure charges applicable after 12 EMIs paid*
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Auto Loan

• Special processing fee with easy EMI option & Flexible loan tenure
• Loan of up to 100%, of on-road price
• Digital loan sanction and disbursement for pre-approved customers*
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Education Loan

• Loans up to ₹2 Crore* for International Studies
• Unsecured/ Collateral free loans for premium institutes up to ₹1 Crore*
• Unlimited Income Tax Benefit on interest paid, under Section 80E (old tax regime)
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Amazon Pay ICICI bank Credit Cards

• Enjoy upto 5% Cashback on you spends, with zero fee
• No joining fee or annual fee
• No limit or expiry date on the rewards earned using this card
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Gemstone Credit Cards

• Platinum Chip - A Lifetime free credit card with exclusive offers and benefits on your favourite brands
• Sapphiro, Rubyx, Coral - A range of Gemstone collection credit cards with joining & annual fee waiver based on net salary with exclusive rewards, lounge access, movie & dining offers*A range of Gemstone collection credit cards with joining & annual fee waiver based on net salary with exclusive rewards, lounge access, movie & dining offers*
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Fixed Deposit

• Invest digitally in FD in a few clicks with flexible investment tenures to fulfill your financial goals
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3-in-1 Demat & Trading

• Start your stock investments with One-click equity, a basket of stocks customised by experts
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Mutual Funds

• Choose from a wide range of Asset Management Companies
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NPS

• Enroll in NPS today to start building your corpus with low fund management charges and avail tax benefits
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• Instant liquidity at your disposal through overdraft facility against securities’
• Interest payable only on amount used
• Flexible repayment options and no pre-payment charges

• Tenure up to 15 years
• LTV up to 75%
• Can be availed in the form of Overdraft facility
• Avail against residential, commercial, land or specific use property

• Instant liquidity at your disposal through overdraft facility against securities’
• Interest payable only on amount used
• Flexible repayment options and no pre-payment charges

• Global Accounts - Digitally open local bank accounts in Canada and UK from India
• Seamlessly convert Resident Account to Non-Resident Ordinary (NRO) Account on attaining NRI status.
• Open subsequent Non-Resident External (NRE) Account to avail taxation & repatriability benefits.
• Secure & instant international modes of money transfer.
• Preferential exchange rates for Fund transfers
• Discounted charges on Trading Account, Loan processing and Locker rental.
• Preferential Taxation & Investment services through alliance partners.

Forex Prepaid Card

• Browse through our range of forex prepaid cards and pick the perfect travel companion for all your international trips
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Money2World

• A convenient online facility for residents as well as non residents for sending money online from India to overseas
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