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To download iMobile Pay, submit your 10 digit mobile number.*

*Once you submit the number, we will call you to assist with iMobile Pay activation. Please ensure that the mobile number is registered for mobile banking and has GPRS facility activated.
Exclusively for you
• Unlimited use of ICICI Bank ATMs in India
• Waiver of DD/PO charges up to ₹1 Lakh per day
• Zero balance account facility for spouse, parents & children above 18 years
• Attractive discount on lockers
• Specially curated offers on your favourite brands
   
With ICICI Bank, experience almost all banking services digitally ranging from account opening, payments, investments, loans, Credit Card and protection solutions.

 

Wealth Banking

Specially curated solutions for premium customers with monthly net salary more than ₹3 lakh

  • Zero Balance account for you and your family members
  • Dedicated Relationship Manager and Service Relationship Manager
  • Lifetime Free Premium Credit Card
  • Preferential rates & processing fee discounts on loans and forex remittance
  • Complimentary Air Accident Insurance of 1 Crore and Personal Accident Insurance of 12 Lakh, with no additional clause on Debit Card activation
   
   
Select Plus Salary Account

Exclusive solutions to meet your banking and lifestyle needs (with monthly net salary more than ₹1 lakh))

  • Zero Balance account for you and your family members
  • Lifetime Free Gemstone Credit Card
  • Preferential rates & benefits on Loan solutions
  • Complimentary Air Accident Insurance of ₹40 Lakh and Personal Accident Insurance of ₹10 Lakh, with no additional clause on Debit Card activation
   
   
Fulfil all your credit requirements with instant and unique range of loans like Personal Loan, Education Loan for child’s future, Home Loan, Car Loan, etc

Home Loan

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  • Special processing fee
  • Instant sanction for pre-approved customers*
  • Minimal documentation
  • Higher Loan eligibility
  • *Non Pre approved customers - Instant provisional sanction
  • Home Loan Interest Grid with Eligibility Criteria

  • Bureau Score

    > 800

    750 - 800

    NTC (-1)

    700 - 749

    <700

    Salaried

    		  

    <= Rs. 3.5 Mn

    RR + 2.50% (9.00%)

    RR + 2.50% (9.00%) 

    RR + 2.75% (9.25%) 

    RR + 3.00% (9.50%) 

    RR + 3.15% (9.65%)

    > Rs. 3.5 Mn < = Rs. 7.5 Mn

    RR + 3.00% (9.50%) 

    RR + 3.10% (9.60%)

    RR + 3.30% (9.80%)

    > Rs. 7.5 Mn

    RR + 3.10% (9.60%)

    RR + 3.20% (9.70%)

    RR + 3.40% (9.90%)
  • * RR- Repo Rate
  • * Below pricing is linked to Repo linked benchmark rate and is available for all sanctions till July 31st, 2023, and for existing customers opting for conversion.
  •  

Personal Loan

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  • Attractive interest rates with quick processing
  • A completely digital and contactless process with Loan Up to ₹50 Lacs (* for selected corporates only)
  • No Security or Guarantor required
  • No Fore-closure charges applicable after 12 EMIs paid*
  •  

Auto Loan

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  • Special processing fee with easy EMI option & Flexible loan tenure
  • Loan of up to 100%, of on-road price
  • Digital loan sanction and disbursement for pre-approved customers*
  •  

Education Loan

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  • Loans up to ₹2 Crore* for International Studies
  • Unsecured/ Collateral free loans for premium institutes up to ₹1 Crore*
  • Unlimited Income Tax Benefit on interest paid, under Section 80E (old tax regime)
  •  
   
   
Range of Credit Cards

Amazon Pay ICICI bank Credit Cards

Apply Now
  • Enjoy upto 5% Cashback on you spends, with zero fee
  • No joining fee or annual fee
  • No limit or expiry date on the rewards earned using this card
  •  

Gemstone Credit Cards

Apply Now
  • Platinum Chip - A Lifetime free credit card with exclusive offers and benefits on your favourite brands
  • Sapphiro, Rubyx, Coral - A range of Gemstone collection credit cards with joining & annual fee waiver based on net salary with exclusive rewards, lounge access, movie & dining offers*A range of Gemstone collection credit cards with joining & annual fee waiver based on net salary with exclusive rewards, lounge access, movie & dining offers*
  •  
   
Lifetime Free Credit Card for every income range
   
   
   
Simple and secure Internet Banking and Mobile Banking facility for an unmatched online banking experience. You can now undertake almost all banking services digitally via Internet Banking or iMobile app.
Mobile Banking
Invest, transact, transfer funds, pay bills and more on the move using your mobile phone. iMobile is loaded with amazing features and user-friendly interface.
 
Scan to download iMobile
 
   
Internet Banking
Enjoy our best-in-class Internet Banking that provides the most comprehensive suite of products and services in the industry.
 
Instant account opening: Salary account, Family Banking
   
Payments: Real-time changes in your transaction limit, fund transfer, Money2World, IMPS, UPI, RTGS, etc.
   
Investments: Fixed Deposits, iWish Flexible Deposits, Public Provident Fund, National Pension System, Mutual Funds, etc.
   
Loans: FlexiCash, Personal Loan, Home Loan and Vehicle Loan
   

Fixed Deposit

Invest Now
  • Invest digitally in FD in a few clicks with flexible investment tenures to fulfill your financial goals
  •  

3-in-1 Demat & Trading

Invest Now
  • Start your stock investments with One-click equity, a basket of stocks customised by experts
  •  

Mutual Funds

Invest Now
  • Choose from a wide range of Asset Management Companies
  •  

NPS

Invest Now
  • Enroll in NPS today to start building your corpus with low fund management charges and avail tax benefits
  •  
   
   
   
Instant Credit

PayLater

Flexicash

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  • An overdraft against your salary, with interest payable only on the amount used.
  •  
Loan Against Securities
Loan against wide range of securities ( Demat Shares, Demat SGB, Mutual funds, Tax free bonds)
 
  Request a Call Back
  • Instant liquidity at your disposal through overdraft facility against securities’
  • Interest payable only on amount used
  • Flexible repayment options and no pre-payment charges
 
   
Loan Against Properties
 
  Apply Now
  • Tenure up to 15 years
  • LTV up to 75%
  • Can be availed in the form of Overdraft facility
  • Avail against residential, commercial, land or specific use property
 
   
An emergency fund, also known as contingency fund, is a personal budget set aside as a financial safety net for future unexpected expenses. A critical part of financial planning, it will ensure your personal finances are prepared for any emergency so that the risks of falling into drawing funds from high-interest debt options or running out of money.

ICICI Bank understands your needs and has you covered with a gamut of completely digital solutions specially for you.
Overdraft against Fixed Deposits
Fulfil your urgent needs without breaking your Fixed Deposit.
 
No set up charges
   
Overdraft against FD up to 90% of FD value
   
Completely digital and paperless process, available on iMobile Pay and Net Banking
   
Nominal interest rates of FD + up to 2%
   
 
APPLY NOW
   
Loan Against Securities
Loan against the widest range of collaterals (Demat Shares, Mutual Funds, ULIPS, Tax-free bonds, etc.).
 
Request a Call BackRequest a Call Back
   
Loan against wide range of securities ( Demat Shares, Demat SGB, Mutual funds, Tax free bonds)
   
  • Instant liquidity at your disposal through overdraft facility against securities’
  • Interest payable only on amount used
  • Flexible repayment options and no pre-payment charges
   
   
   
   
 
APPLY NOW
   
Salary Overdraft
Unsecured overdraft facility offered to existing Salary Account holders of ICICI Bank.
 
Overdraft limit up to ?10 Lakhs with yearly renewal
   
Completely digital and paperless processing
   
Auto sweep facility to reduce interest payable
   
Interest payable on amount and period utilised; only interest due to be paid every month
   
Flexibility to clear the outstanding limit at your convenience
   
 
APPLY NOW
   
PayLater
It is digital credit product, similar to a Credit Card.
 
Get up to 45 days, zero-interest digital credit instantly
   
Digital account opening process through Internet Banking, iMobile Pay and Pockets app
   
Use credit line to pay your bills, shop online and make payment to any merchant’s Unified Payments Interface (UPI) ID easily and instantly
   
Automated Auto Debit
   
 
APPLY NOW
NRI Banking Solution
 
  Apply Now
  • Global Accounts - Digitally open local bank accounts in Canada and UK from India
  • Seamlessly convert Resident Account to Non-Resident Ordinary (NRO) Account on attaining NRI status.
  • Open subsequent Non-Resident External (NRE) Account to avail taxation & repatriability benefits.
  • Secure & instant international modes of money transfer.
  • Preferential exchange rates for Fund transfers
  • Discounted charges on Trading Account, Loan processing and Locker rental.
  • Preferential Taxation & Investment services through alliance partners.
   
 
   
Retail Forex Solutions
 

Forex Prepaid Card

Apply Now
  • Browse through our range of forex prepaid cards and pick the perfect travel companion for all your international trips
  •  
   

Money2World

Apply Now
  • A convenient online facility for residents as well as non residents for sending money online from India to overseas
  •  
 
   
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