ICICI Bank Ascent American Express Credit Card Review

Home Loan

Home loan is a long term commitment. It is wise to exercise prudence and take extra care while going through the process

Safety Tips when taking a Home Loan

  • Ask the bank executive you are dealing with for proof of his/her identity
  • Keep all document with attested photocopies ready
  • Make sure you sign every photocopied page before you attach it to your application
  • Check the Most Important Information note before signing loan document
  • Check all the filled-in- details with care before finally handing over your application to the bank executive
  • Avoid giving original documents to the executive
  • If you issue any cheque for charges or fees, remember to issue them in favour of your bank,and not any individual
  • After submission of the documents if you decide not to avail the loan, inform the bank immediately
  • If you do not receive a reply regarding acceptance or rejection of you loan-application within the time specified, contact the bank through their Customer Care or Branch
  • Ensure that tittle of the property is clear
  • Avoid giving original KYC documents to the executive.
  • Do not ever handover original / copy of property documents to unknown person.