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Home loan is a long term commitment. It is wise to exercise prudence and take extra care while going through the process
Safety Tips when taking a Home Loan
- Ask the bank executive you are dealing with for proof of his/her identity
- Keep all document with attested photocopies ready
- Make sure you sign every photocopied page before you attach it to your application
- Check the Most Important Information note before signing loan document
- Check all the filled-in- details with care before finally handing over your application to the bank executive
- Avoid giving original documents to the executive
- If you issue any cheque for charges or fees, remember to issue them in favour of your bank,and not any individual
- After submission of the documents if you decide not to avail the loan, inform the bank immediately
- If you do not receive a reply regarding acceptance or rejection of you loan-application within the time specified, contact the bank through their Customer Care or Branch
- Ensure that tittle of the property is clear
- Avoid giving original KYC documents to the executive.
- Do not ever handover original / copy of property documents to unknown person.
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