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Pockets Cashback Offer - 20% Cashback


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Get 20% cashback on using ‘touch & pay’ on Pockets app to pay at stores. Offer valid from May 20, 2016 to December 31, 2016.

‘Touch & pay’ is a new mobile payment solution on Pockets app that allows you to make payments at stores through your ICICI Bank Debit or Credit Card using your smartphone. You need to simply tap your NFC-enabled smartphone at merchant terminal to pay.

How does it work?

  • Login to Pockets app
  • Click on touch & pay icon on Pockets home screen
  • Select any one of your ICICI Bank Debit or Credit Card activated on the App
  • Just hold your phone near the merchant terminal
  • Your payment is made

How to activate your ICICI Bank Debit/Credit Card to use this feature?

  • Download Pockets by ICICI Bank app from Google Play
  • Login to Pockets app using your mPIN or ICICI Bank Internet Banking User ID and password
  • Click on ‘touch & pay’ icon on the Pockets App home screen
  • Add a card to touch & pay from the list of ICICI Bank Debit/Credit Cards in your account
  • A virtual card will be created which can be used for quick NFC payments

Where does it work?

You can ‘touch & pay’ with your phone at over 60,000 stores. View stores

Please note:

  • Maximum cashback of Rs. 1,000 can be earned per customer during the offer period
  • Cashback will be credited to your linked ICICI Bank Savings Account, within 45 days from the last date of the offer period.

Don’t have a Pockets wallet? Download ‘Pockets by ICICI Bank’ from Play Store/App Store or login to Internet Banking to create your wallet. Get Pockets


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Pockets Cashback Offer - 20% Cashback


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I. Definitions

  • "Card" shall mean Credit or Debit card, which has been issued by ICICI Bank and is valid and subsisting during the Program Period.
  • "Card Holder/s" shall mean such customer/s to whom a Card has been issued and who is authorized to hold the Card.
  • "Cash Back" shall mean the amount credited back to the cardholder Account, calculated as a percentage of the transaction amount arrived at on the basis of the approval/authorization code generated upon making a Retail Purchase.
  • "Program" shall mean the "ICICI Bank Credit or Debit Card touch & pay Cash Back Offer".
  • "Primary Terms and Conditions" shall mean the terms and conditions applicable to the Card in addition to these Terms and Conditions.
  • "Program Period" shall mean period commencing from May 20, 2016 to December 31, 2016 (both days inclusive).
  • "Void Transaction" shall mean any transaction wherein the transaction has taken place but has been cancelled by the Merchant Establishment prior to settlement with ICICI Bank.
  • "Retail Purchase" shall mean such purchase, which has been made by the Card Holder/s using his Card by using touch & pay feature provided in Pockets App by ICICI Bank.

II. Program / Offer

  • The Program is valid for the Card Holder/s only and shall be valid and subsisting during the Program Period, unless otherwise notified by ICICI Bank.
  • Card holders will get 20% cash back on making retail purchases with his Credit or Debit Card by using touch & pay feature provided in Pockets App by ICICI Bank.
  • This offer is also available on contactless transactions using ICICI Bank VISA payWave or MasterCard PayPass Credit or Debit Card
  • Card holders can get maximum cashback of Rs 1000 per customer in the entire promo period
  • To avail the cash back, the customer has to visit any merchant site/outlets accepting payments through touch & pay and choose touch & pay as payment option inside the customer Pockets mobile application
  • The amount of Cash Back shall be credited to customers Savings/Current Account in 45 days of end of program period
  • The Program is applicable for the Primary Card Holder/s as well as the Supplementary/Add-on Cardholder/s.
  • The cash back will be applicable only for touch & pay transactions and will not be applicable for Internet transactions, balance transfer (applicable to Card), all standing instruction payments, mail order / telephone order transactions and Void Transactions. Bill Pay through ICICI Bank’s Internet Banking channel shall not be eligible for this Program. The Program shall not be eligible for transactions carried out in foreign currency and for any retail purchases done overseas.
  • Card Holder/s whose account has been classified as delinquent before or during the currency of the Program, or when the Cash Back is to be credited, will not be eligible for the benefits of the Program.
  • Acceptance of Cash Back by the Card Holder/s constitutes permission for ICICI Bank and its Affiliates to use the Card Holder/s name, photograph, other details which are furnished to ICICI Bank, voice and comments for advertising and promotional purposes in any medium without being liable to pay any additional charges to the Card Holder/s.

III. Other Terms and Conditions

  • The participation in the Program is entirely voluntary and it is understood, that the participation by the Card Holder/s shall be deemed to have been made on a voluntary basis.
  • If the Card Holder/s ceases to be Card Holder/s at any time during the currency of the Program, all the benefits under the Program shall lapse and shall not be available to the Card Holder/s.
  • All disputes are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.
  • All communication / notices with regard to this Program should be addressed to "ICICI Bank Ltd., ICICI Bank Phone Banking Group, P. O. Box No. 20, Banjara Hills, P. O. Hyderabad - 500034 ".
  • In all matters relating to the Program, the decision of ICICI Bank shall be final and binding in all respects.
  • These Terms and Conditions shall be in addition to and not in substitution / derogation to the Primary Terms and Conditions governing Credit and Dedit Card. All capitalized terms used but not defined herein shall have the respective meanings ascribed to it in the Primary Terms and Conditions.
  • ICICI Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the goods and services offered by the Merchant Establishments. Any dispute or claim regarding the goods and services must be resolved by the Card Holder/s with the Merchant Establishment directly without any reference to ICICI Bank.
  • ICICI Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services availed of by the Card Holder/s under the Program.
  • ICICI Bank reserves the right to modify/ change all or any of the terms applicable to the Program without assigning any reasons or without any prior intimation whatsoever. ICICI Bank also reserves the right to discontinue the Program without assigning any reasons or without any prior intimation whatsoever.
  • ICICI Bank reserves the right to disqualify any Merchant Establishment or Card Holder/s from the benefits of the Program if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Program or otherwise by use of the Card at an ICICI Bank terminal.
  • All taxes, duties, levies or other statutory dues and charges payable in connection with the benefits accruing under the Program shall be borne solely by the Card Holder/s and ICICI Bank will not be liable in any manner whatsoever for any such taxes, duties, levies or other statutory dues. ICICI Bank shall be entitled to deduct or set off the amounts of taxes, etc., if any, mentioned above from all amounts payable by ICICI Bank to the Card Holder/s and balance amount, if any, of Cash Back will be paid to the Card Holder/s / credited to the account of the Card Holder/s.
  • The Program is not available wherever prohibited and / or on merchandise / products / services for which such programs cannot be offered for any reason whatsoever.

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