Starting A Career
Starting A Career

Studying Overseas?

Your first job is a big moment!

Let us guide you through your big decisions.

Solutions for you

A Student's Account is an NRE (Non-Resident External) Savings Account, specially created for student's, so you can manage you finances with ease and convenience, when you are studying out of India.

We are with you today, and tomorrow!


Student Account

We understand that as a student, you have unique banking requirements

  • With minimum account balance of only INR 5000, our Student's Account caters to your special needs—ensuring you maximum convenience.
  • Minimum balance required is as low as INR 5000.
  • Convenient account operation with international
  • ATM-cum-Debit card.
  • Account is maintained in INR.

NRO Savings Account

Be assured of efficient managing of your local rupee earnings in India,

  • even as you live abroad. Easy redesignation of your account when you change status from resident to non-resident.
  • Park your rupee funds gathered from earnings in India.
  • Free* money transfers at competitive exchange rates
  • Free mandate card & cheque book for your family in India, giving them anytime, anywhere access to your account.
Family Banking

Young Star Account

To inculcate the habit of savings, our Minor’s Account caters to your special needs

  • ensuring you maximum convenience.
  • NRI minor between 1 day and <18> years of age can open the account under guardianship
  • Guardian can open and operate the account to plan the child’s need, right from the young age
  • Account is maintained in INR.
Family Banking

Smart Star Account

To inculcate the habit of savings, our Minor’s Account caters to your special needs

  • NRI minor between <10> and <18> years of age can open the account
  • Minor can open and operate the account independently
  • Account is maintained in INR.
Family Banking

NRE Fixed Deposit

With NRE Fixed Deposits Account, you earn high tax free interest and get complete repatriability on your foreign earnings plus loan upto 90% of your deposit at attractive interest rates

  • Rupee fixed deposit for foreign earnings.
  • Enjoy full repatriability of investment including interest
Family Banking

NRO Fixed Deposit

NRO Fixed Deposits not only offer attractive interest rates resulting in higher yields on your Indian money; you also get loan upto 90% of your deposit at attractive interest rates.

  • High returns on funds generated in India.
  • Joint holdings with residents and non-residents.
  • Loans of up to 90% of your deposit at attractive interest rates.
Family Banking


Book FCNR (Foreign Currency Non-Resident) deposits for high yields in foreign currency

  • You can book FCNR in 8 currencies with us.


Send money to India


Wire Transfer



Receive money from India for your educational needs

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Home Loans

Getting a Home Loan from ICICI Bank is quick and easy. Variety of products are available depending on your unique needs such as buying a house, building a house, purchasing property in India, etc. Whatever be your unique need, ICICI Bank has a loan product just for you.

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Loan against Fixed Deposits

Get a loan facility against the security of your following deposits:

  • Rupee Deposits –NRO and NRE
  • FCNR Deposit
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Life insurance

Now, with Life Insurance Plans, you can have all that you aspired for…and more with:

  • Wealth Plans
  • Retirement Plans
  • Child Plans

General insurance

Secure your assets like your home or provide health coverage to your dependants in India with General Insurance solutions like:

  • Overseas Travel Insurance
  • Home Insurance
  • Car Insurance
  • Two-wheeler Insurance
  • Student's Medical Insurance

Portfolio Investment Scheme

PIS—a scheme of Reserve Bank of India—enables NRIs and OCBs to purchase and sell shares and convertible debentures of Indian companies on a recognized stock exchange by routing such purchase/sale transactions through their NRI Savings Account with a designated bank branch.


ICICI helps NRIs across the globe to trade in Indian stocks in an easy, quick and hassle-free manner. It offers a convenient and easy-to-use platform to invest in equity and various other products. Buying and selling of shares is just a click away. 7. Its powerful 3-in-1 concept enables you to tie in your savings bank, demat and brokerage accounts electronically and seamlessly.


Mutual Funds

Through Mutual Funds one can indirectly participate in stock market.

  • Access to a well-diversified portfolio of equities, bonds and other securities.
  • Open-ended funds can be redeemed on demand.
  • ividends from MFs are tax free in the hands of the investor.

Stay updated in so many ways

We, at ICICI Bank, understand that banking should be as easy as possible. Hence, we have multiple ways through which people can access their account and transact according to their convenience.

Some products which will help you bank seamlesssly.

Download the latest version of iMobile App

QR code for iMobile app

Avoid the queue or delays and try our simple and secure Internet Banking facility anwhere on your mobile and desktop.

  • Manage your account
  • Spending overview
  • Transfer Funds
  • Pay Utility Bills
  • Recharge & shop
  • Pay Taxes

Bank 24/7 through a widespread network of our ICICI Bank ATMs and branches.

  • Overseas Branches-Know More
  • Touch banking branches which are open 24x7
  • Cash deposit machine branches
  • Loan servicing branches
  • Insta banking kiosk branches
  • Locker service branches
  • Aadhar enrollment / update branches
To start banking on Whatsapp

Say Hi on +91 8640086400 from your registered mobile number.


Banking services made as easy as sending a message with ICICI Bank WhatsApp Banking

  • Available – 24/7 x 365 (even on holidays!)
  • Now check your account balance on the go
  • Block and unblock your Credit/Debit Cards anytime, anywhere. Type <Block> to block your cards. Type <Unblock> to unblock your cards
  • Check details of your pre-approved loan offers by simply typing <Instant Loans>
  • Secure way of banking (end-to-end encryption)!
Know more

Things to consider

The urge to buy everything with your income is only natural but it's wise to consider saving or investing some of it for your future.

Here’s some advice from our financial experts to get you started

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