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Rates & Charges
Rates & Charges
Savings Account
NRE Savings* 4.00% Apply Now
Fixed Deposit & RD

Know more about interest rates

(5years 1 day upto 10 years)
5.50% Know More
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*Interest rates at 4% per annum for end of day balances equal to or above INR 50 lacs and 3.50% per annum for end of day balances below INR 50 lacs
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NRI Platinum Debit Card - ICICI Bank

NRI Platinum Debit Card

We are pleased to present to you the ICICI Bank NRI Platinum Debit Card designed keeping your aspirations and unique banking needs in mind. The Platinum Debit Card is loaded with conveniences and benefits that match your lifestyle and is powered by Visa Platinum platform giving you access to Visa Platinum privileges.


  • High Withdrawal and Purchase Limits: Shop to your heart’s content with higher transaction limits on your Debit Card:

      Daily cash withdrawal limit at ATM Daily purchase limit at retail outlets and on merchant websites
    Domestic INR 1,00,000 INR 2,00,000
    International* INR 1,00,000 INR 1,50,000

  • PAYBACK Rewards: Earn upto 6 PAYBACK reward points for every Rs. 200 spent at merchant establishments in India. You can earn points as follows:

      At merchant establishment in India At Indian websites At merchant establishment located outside India
    PAYBACK points per Rs. 200 spent 6 6 10

    Also, you can use your ICICI Bank NRI Platinum Debit Card at PAYBACK preferred partners and gain more PAYBACK points. For more details, please visit

    ICICI Bank NRI Platinum Debit Card Benefits:

    The Platinum Debit Card is bundled with benefits that complement your way of life.


  • VISA Premium Privileges

    Enter a world of privileges with your NRI Platinum Debit Card and enjoy offers across categories like dining, shopping, travel, hotels and lifestyle. To know more about these offers, visit‎

  • Fuel Surcharges Waiver
    Get a complete waiver of the standard 2.5% fuel surcharge on fuel spends of Rs. 401 and above, at all petrol pumps across India.

    ICICI Bank NRI Platinum Debit Card Conveniences:

    Your NRI Platinum Debit Card is safe, convenient and simple to use and is valid both in India and overseas*.

    • Shopping
      You can enjoy cashless shopping and also keep a track of your spends.

    • Worldwide Acceptance
      Your NRI Platinum Debit Card is accepted for payments and cash withdrawals at millions of merchants/websites and ATM’s across 200 countries. Just look for the “Visa” sign and be sure that the card would be accepted.

    • Online Transactions**
      You can use your Visa Debit Card on the internet to buy airline or movie tickets, pay your utility bills and much more.

    • VISA GLOBAL Emergency Assistance
      ICICI Bank Debit Card holders can also avail of the comprehensive customer services programme of VISA when they travel abroad, through the Global Customer Assistance Services (GCAS).

    Visa provides toll-free multilingual emergency assistance service that Cardholders can access from anywhere around the world, any time of the day, throughout the year.

    Visa GCAS provides assistance to Issuers and Cardholders for the following Emergency services:

    • Lost and stolen card reporting
    • Account blocking on the Visa Exception File
    • Emergency Card Replacement and Cash Disbursement
    • Cardholder Inquiry Service

    The GCAS numbers can be found at the website

    Lost Card Liability
    Your ICICI Bank NRI Platinum Debit Card comes with the added security of Zero Liability, a unique feature which protects your debit card against unauthorised purchases on loss, theft or misplacement. All you need to do is call our 24-hour Customer Care within 15 days to report loss or misuse and provide the necessary documents. The balance in your account will be restored. Click here for more details


    * Please note that the debit cards linked to NRE accounts can be used across the world while the debit cards linked to NRO accounts can be used only in India.

    ** Please note that cards linked to NRO accounts cannot be used for online transactions.