Welcome to ICICI Bank Home Solutions

Instant Overdraft

Get quick and easy access to funds with our Overdraft facility on your existing Mortgage Loan. This convenient facility sets up an automatic limit linked to your Savings Account, giving you the flexibility to withdraw funds, as needed. With interest charged only on the amount you withdraw and for the duration used, you can manage your finances efficiently.

Our Overdraft facility is perfect for covering life's essential expenses, such as funding your child's education, financing home renovations, debt consolidation or meeting any other emergency needs.

Features

  • Instant limit set-up

  • Interest charged on utilised amount

  • Minimal documentation

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FAQs

Yes, existing loan customers can avail this facility in the form of a Top-up over an existing loan.