Welcome to ICICI Bank Home Solutions
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Features
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Instant online sanction
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Minimal documentation
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Nil foreclosure*
*T&Cs. Applicable to floating interest rate
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Vast database of ICICI Bank Approved Projects
Recommended Products
FAQs
Instant Home Loan has an instant sanction for only select customers. To get this, you need to generate a Home Loan sanction letter online in just a few clicks. The sanction letter will be valid for a period of 6 months from the date of generation.
You can generate the sanction letter even if a property is not identified. Since the letter has a validity of 6 months, you need to identify a property within this period.
The maximum loan amount is based on your salary and existing obligations. The loan amount will be displayed when you log in to iMobile/Internet Banking/ Universal Customer Journey (UCJ)/ Do-It-Yourself (DIY) However, the maximum loan one can avail is ₹5 crore.
The maximum tenure is 30 years. However, the offer tenure based on your age will be displayed on the page. You can reduce the tenure if required but cannot increase it beyond the given tenure.
If you need a higher loan amount, you need to add the income of spouse or other blood relatives which is acceptable as per ICICI Bank (or any other additional sources of income such as rental/agricultural/dividend income). For a loan amount higher than the amount offered, you can apply for the same on Express Home Loan.
Yes. You are required to submit the following documents at the time of the disbursement:
- Property documents of the proposed property
- Disbursement documentation (our executives/branch sales managers will assist you)
- Any other document as per the conditions mentioned in your sanction letter or as per the property identified.