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About Positive Pay
To safeguard the cheques issued from ICICI Bank Savings account, a new service has been introduced on our iMobile application. This service is called Positive Pay and can be accessed under the Services>Cheque Book services menu.
All you need to do is share the details of issued cheque like Cheque Number, Cheque date, Payee name, Account number, Amount etc along with an image of the front and reverse side of the cheque, before handing it over to the beneficiary.
When the beneficiary submits the cheque for encashment, the cheque details are compared with the details provided to the Bank through Positive Pay. If the details match, the cheque is honoured. In case of mismatch in cheque details, the cheque is referred to you.
- Positive Pay service is currently available for cheques issued from ICICI Bank account which are deposited by the beneficiary through other banks and presented through CTS clearing
- Cheque images and information will be available for validation only on the next working day
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