Presenting Cardless Cash Withdrawal service, a simple and safe mode to withdraw cash 24x7, from ICICI Bank ATM.

All you need is to log in to iMobile and initiate a Cardless Cash withdrawal transaction. You can withdraw cash from over 15,000 ICICI Bank ATMs across India, without any ATM Card, using the details received through an SMS and 4-digit temporary PIN set while initiating transaction.

Cash Withdrawal at Local Shop is a simple and safe mode to withdraw cash from your nearby local shop, it could be grocery shop, stationary shop, Bill payment centers, mobile recharge centers, eSeva Centers, etc. ICICI bank has tied up with Local merchants pan India to dispense cash to ICICI bank Customers.

All you need to do is log in to iMobile and initiate a Cash Withdrawal at Merchant transaction. You can withdraw cash up to Rs. 5000/-per transaction and up to Rs.10000/- per day, without any ATM Card, using the details received through an SMS and 4-digit temporary code set while initiating a transaction.

24X7 service to withdraw cash, anywhere in India

Safe and secure mode of cash withdrawal using iMobile

Obtain the cash instantly without any ATM card

Cash withdrawal is available from a large network of ICICI Bank ATMs

Safe and secure mode of cash transfer using iMobile

Obtain The Cash Instantly Without Any ATM Card

Cash Withdrawal Is Available From A Large Network Of Local Shops Across India

Convenient And Approachable Local Shops, No Need To Travel Far For ATMs

24X7 service to withdraw cash, anywhere in India

Request for Cardless Cash Withdrawal from iMobile

  • Go to Services > Click on Cardless Cash withdrawal option.
  • Enter amount, 4-digit temporary PIN and select account number from which the amount is to be debited.
  • Confirm the details displayed in pre confirmation screen and click on submit
  • You will receive a success message over screen of transaction completion

SMS from ICICI Bank

  • You will receive an SMS with a unique 6-digit code on registered mobile number from ICICI Bank. 6-digit code will be valid for 6 hours hence step 3 needs to be completed at the earliest and not later than 6 hours.

Cash withdrawal from ICICI Bank ATM

  • Please visit a specified ICICI Bank ATM and enter the following details:
    • The registered mobile number
    • The temporary 4-digit code which you have set.
    • The 6-digit code (as received in SMS)
    • Exact withdrawal amount
    • Cash will be dispensed on successful authentication of all these parameters.
  • The entire amount needs to be withdrawn as a one-time transaction.

SMS ATMCC PINCODE to 9222208888 to locate ICICI Bank ATM for cash withdrawal.

Terms & Conditions apply.

Request for Cash Withdrawal at Local Shop from iMobile Pay

  • Log in to iMobile Pay> Select Services > Card Less Cash Withdrawal>at Local Shop
  • Enter Amount, select debit account from which the amount is to be debited and set 4-digit temporary code
  • Review and Confirm the details displayed in pre-confirmation screen and click on submit
  • You will receive a success message over screen of transaction completion
  • On successful request, click on the ‘nearby merchant’ link to look for 10 nearby merchants in your area. If you can have not allowed bank to access your location, you can do so only for a specific transaction.

SMS from ICICI Bank

  • You will receive an SMS with a unique 6-digit code \ token number on registered mobile number from ICICI Bank. 6-digit code will be valid for 6 hours hence step 3 needs to be completed at the earliest and not later than 6 hours.

Cash withdrawal from Local Shop

  • Visit Nearby local shop and provide your mobile number, 4-digit temporary code (set by you while initiating the transaction), 6-digit reference code (received as an SMS from Bank),to the merchant for him to get the transaction confirmation from the bank.
  • Post validation of successful authentication of all the parameters by Merchant, Merchant receives the amount of cash to be dispensed to you. He will dispense the cash as a one-time transaction.
  • If there is any mismatch in the details entered, the Cash Withdrawal at Merchant transaction will be blocked after 3 unsuccessful attempts.


POPULAR FAQ'S

Can withdrawal be done at any ATM?

To know the list of ATMs that are enabled for this service click here.

What amount can I transfer per transaction?

Daily limit: Rs 20,000 and per transaction limit is Rs 20,000.

What happens when I do not receive the 6-digit code while doing cardless cash withdrawal transaction?

This occurs due to operator related network issues wherein the message gets failed while it is being delivered. In that case, it is advisable to cancel and re-initiate the transaction.

What is the detailed process of using Cardless Cash Withdrawal?

Step 1. Request for Cash Withdrawal at Local Shop from iMobile Pay

  • Log in to iMobile Pay> Select Services > Card Less Cash Withdrawal>at Local Shop
  • Enter Amount, select debit account from which the amount is to be debited and set 4-digit temporary code
  • Review and Confirm the details displayed in pre-confirmation screen and click on submit
  • You will receive a success message over screen of transaction completion
  • On successful request, click on the ‘nearby merchant’ link to look for 10 nearby merchants in your area. If you can have not allowed bank to access your location, you can do so only for a specific transaction.

Step 2. SMS from ICICI Bank

  • You will receive an SMS with a unique 6-digit code \ token number on registered mobile number from ICICI Bank. 6-digit code will be valid for 6 hours hence step 3 needs to be completed at the earliest and not later than 6 hours.

Step 3. Cash withdrawal from Local Shop

  • Visit Nearby local shop and provide your mobile number, 4-digit temporary code (set by you while initiating the transaction), 6-digit reference code (received as an SMS from Bank),to the merchant for him to get the transaction confirmation from the bank.
  • Post validation of successful authentication of all the parameters by Merchant, Merchant receives the amount of cash to be dispensed to you. He will dispense the cash as a one-time transaction.
  • If there is any mismatch in the details entered, the Cash Withdrawal at Merchant transaction will be blocked after 3 unsuccessful attempts.
Can withdrawal be done at any Merchant \ Local Shop?

ICICI Bank has tied up merchants across India to provide the cash withdrawal facility nearby your area. To know the list of Merchants that are enabled for this service in your area, login to imobile pay > Services > Cardless Cash withdrawal > Locate Local Shop

What amount can I withdraw per transaction?

You can withdraw maximum Rs 5,000/- per transaction.

What amount can I withdraw per day?

You can withdraw maximum Rs10,000/- per day, you can do maximum 3 transactions in a day.

Is there any restriction on maximum number of transactions per day?

Yes, You can do maximum 3 transactions in a day.

How much bank is charging for cardless cash withdrawal at local shop transaction?

This service is offered free of cost to our customers. Bank is providing additional channel to withdraw cash conveniently at NO charge.

When does my account get debited for withdrawal amount?

Bank debits your account only at a time of withdrawal of cash from Merchant.

Whether Bank will debit my account when I will initiate my cardless cash withdrawal transaction on imobile pay?

No. Bank will not debit your account at a time of initiation of transaction on imobile pay. Bank debits your account only at a time of withdrawal of cash from Merchant.

What precautions I should take before leaving Local Shop while withdrawing cash?
  • Remember to collect cash after getting successful debit transaction message
  • Check that notes received are not soiled, damaged or counterfeit
  • Remember to count the notes properly to confirm that you have received what you asked for
What happens when I do not receive the 6-digit code while doing cardless cash withdrawal transaction?

This occurs due to operator related network issues wherein the message gets failed while it is being delivered. In that case, it is advisable to cancel and re-initiate the transaction on imobile Pay.

What if I don’t find the nearby Local shop.

The best part of this facility is if you don’t find the nearby merchant, you can withdraw cash from nearby ATM also.

What happens when my account gets debited with withdrawal amount, but merchant doesn’t receive the successful message.

This occurs due to operator related network issues wherein the message delivery fails while it is being transmitted to merchant. In that case, it is advisable to wait for some time at local shop, if he doesn’t receive message, this message gets auto reversed after 3 hours.

What happens when my account gets debited with withdrawal amount, but merchant could not hand over cash to you due to any reason.

In that case, merchant has to inform bank that he is not handing over cash to you on his portal itself, bank reverse the transaction and credits funds back to your account instantly.

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