Updated: Feb 10, 2022, 14:36 ISTShare:
A credit report includes a detailed breakdown of your credit history and comes in handy when you wish to take a loan. It includes:
Credit Score: Reflects your creditworthiness. Your credit score is a numeric representation of your credit and repayment behaviour.
Personal Information: Your name, date of birth, gender, and personal identification, like PAN, passport number, or voter’s number.
Contact Information: Your address and telephone numbers.
Account Information: All credit taken, like home, auto, personal loans, or overdraft.
Complete Details of Loans: Loan amount, date opened, date of last payment, current balance, and monthly record of your payments.
Scroll to top