A virtual credit card (VCC) is an add-on Visa credit card issued on your primary credit card. It does not have any plastic existence. All relevant details viz. the card number, the 'VALID FROM' date, the expiry date and the CVV number are visible online. The virtual credit card enables you to transact online with a credit limit of your choice. For all the transactions on your ICICI Bank Virtual Credit Cards, you will earn 1 point for every Rs. 200 spent.
The key details of your VCC like the card number, expiry date, etc. are visible online. You can use these details to transact online and never be worried about losing your card or having to carry it 'safely' in your wallet. Besides, you don't have to wait for a physical card and ATM PIN to make their way to your residence.
Since no physical plastic card is issued, it can be used for online transactions only.
The initial credit limit of your virtual credit card will be Re.1/-. You can change the maximum limit on your VCC within the overall limit of your primary card.
The transactions made with the virtual credit card will be visible online in your primary credit card statement. You can make payment through Infinity.
Yes, you can block your VCC instantaneously online.
No. Currently, the card is free of cost.
No. The virtual credit card can be issued only to the primary cardholder.
The CVV remains unchanged as long as the card is in the active stage. The CVV will change only if you hot-list the current card for some reason and ask for a new card.
Yes, it is an internationally valid Visa credit card.