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Deceased Claim : Accounts with nomination or joint holders


List of documents required for the settlement of a Savings/FD/RD/ ProprietorshipAccount, with a nomination or joint holder:

  1. Request Letter (Annexure 1)
  2. Death Certificate
  3. KYC proof of nominee
  4. KYC proof of Guardian and minor (if the minor is a nominee).

*Additional annexures, if applicable.

  1. Annexure 27 (Recovery of the outstanding amount of the loan or Credit Card)
  2. Annexure 7 (NOC from the Guardian for a minor nominee/kid’s account)
  3. Annexure 31 (NOC from the legal heir for premature closure of FD).

Terms and Conditions apply.

Deceased claim forms : Accounts without nomination or without survivorship clause


List of documents required for the settlement of a Savings/FD/RD/ Proprietorship Current Account, without nomination or survivorship clause:

Claim amount up to Rs 50,000.

  1. Request Letter (Annexure 2.1), to be signed by all the legal heirs
  2. Death Certificate
  3. KYC document of the claimant.

Claim amount from Rs 50,001 up to Rs 3 lakhs.

  1. Request Letter (Annexure 2), to be signed by the claimant
  2. Death Certificate
  3. Annexure 6 (Stamped and notarised Indemnity cum Affidavit, signed by all the legal heirs)
  4. Annexure 5 (Stamped and notarised Letter of disclaimer, signed by all the legal heirs)
  5. KYC document of the claimant.

Claim amount from Rs 30,0001 up to Rs 25 lakhs.

  1. Request Letter (Annexure 2), to be signed by the claimant
  2. Death Certificate
  3. Annexure 6 (Stamped and notarised Indemnity cum Affidavit, signed by all the legal heirs)
  4. Annexure 5 (Stamped and notarised Letter of Disclaimer, signed by all the legal heirs)
  5. Annexure 4.1 (Stamped and notarised Affidavit from two third party people)
  6. KYC document of the claimant
  7. KYC document of the third party person.

Claim amount above Rs 25 lakhs.

  1. Request Letter (Annexure 2), to be signed by claimant
  2. Death Certificate
  3. Succession Certificate or Letter of Administration or Probate WILL
  4. KYC documents of the claimant.

*Additional annexures, if applicable.

  1. Annexure 27 (Recovery of the outstanding amount of the loan or Credit Card)
  2. Annexure 7 (NOC from the Guardian for a minor nominee/kid’s account)
  3. Annexure 31 (NOC from the legal heir for premature closure of FD).

Terms and Conditions apply.

Deceased Claim: List of Documents for the settlement of Lockers held, singly or operated jointly, by both the holders


1. Locker held singly with nomination: (Access will be allowed to the nominee. If the nominee is a minor, access will be allowed to the guardian)

  1. Request Letter for claim (Annexure 10)
  2. Copy of Death Certificate
  3. KYC Documents of the nominee
  4. Inventory of the articles made in the presence of the executor/administrator and survivor(s), and an independent witness (Annexure 17).

2. Locker operated jointly with nomination: (Access will be allowed to the survivor and the nominee jointly)

  1. Request Letter for claim (Annexure 10)
  2. Copy of Death Certificate
  3. KYC Documents of the nominee
  4. Inventory of the articles made in the presence of the nominee(s) and survivor(s), and an independent witness (Annexure 17).

3. Locker operated singly/jointly (Nomination is not available, and ‘Will’ is present)

(If operated singly, access will be given to the executor/administrator appointed by court, on the basis of the ‘Will’. If operated jointly, access will be given to the executor/administrator appointed by court, on the basis of the ‘Will’ and the surviving hirer)

  1. Request Letter  for claim (Annexure 11)
  2. Copy of Death Certificate
  3. Letter of probate ‘Will’ issued by court
  4. KYC Documents of the claimant
  5. Inventory of the articles made in the presence of the executor/administrator and survivor(s), and an independent witness(Annexure 17).

4. Locker operated singly/jointly (Nomination is not available and ‘Will’ is not present)

(Access will be allowed to the Legal Heir on establishing identity)

  1. Application from the claimant (Annexure 11)
  2. Letter of Disclaimer (Annexure 5)
  3. Copy of Death Certificate
  4. Indemnity (Annexure 14)
  5. Affidavit (Annexure 4.2)
  6. Inventory of the articles made in the presence of the legal heirs, and an independent witness (Annexure 17).

Deceased Claim: List of Documents for settlement of Lockers held in the modes ‘Either or Survivor’ / ‘Anyone or Survivor’


1. Locker with surviving hirers: (Access will be allowed to the surviving hirers)

  1. Request Letter for claim from all the surviving holders (Annexure 10)
  2. Copy of Death Certificate of the deceased holder(s).

2. Upon the death of all hirers, and if Nomination is available (Access will be allowed to the nominee)

  1. Request Letter for claim from the nominee (Annexure 10)
  2. Copy of Death Certificate of the deceased holder(s)
  3. KYC Documents of the nominee
  4. Inventory of the articles made in the presence of the nominee and survivor, and an independent witness (Annexure 17).

3. Upon the death of all hirers, and if Nomination is not available (Access will be allowed to the legal heir on establishing identity)

  1. Request Letter for claim, from claimant (Annexure 11)
  2. Letter of Disclaimer (Annexure 5)
  3. Copy of Death Certificate of the deceased holder(s)
  4. Indemnity (Annexure 14) / (Annexure 12)
  5. Affidavit (Annexure 4.2).
  6. Inventory of the articles made in the presence of the nominee/survivor, and an independent witness (Annexure 17).

Deceased Claim: PPF accounts


PPF deceased claim forms- Click here- then click under Form G