International Debit cum ATM Card

FAQs

ELIGIBILITY:
All customers maintaining satisfactory Savings Bank account or Current Deposit Account operated singly may be issued Debit Card. However, no Debit Card will be issued in:

Account maintained by illiterate or blind persons
In the case of joint accounts the applications for Debit Card will be signed by all the account holders.

TYPE OF TRANSACTIONS:

ON BANK’S OWN ATMs

Withdrawal of cash

Fast cash in predefined amount from a predefined account

Balance enquiry

Deposit of Cheques & Cash

Transfer between the accounts attached to the same card

PIN (Personal Identification Number) change

Last six transactions in mini statement form

Request for statement from a branch

Request for a Cheque Book

ON OTHER THAN BANK’S OWN ATMs

Withdrawal of cash

Balance enquiry

USAGE AT MERCHANTS’S OUTLETS
Debit Card works in the same way as a Credit Card for purchase transactions at Merchant Outlets, with the only difference being that the cardholder will be able to spent only up to the balance available in the account/the purchase transaction limit fixed per day, whichever is lower.
The cardholder will be required to present the card personally at the time of any purchase transaction. Debit Card cannot be used for mail order, Telephone Order or Internet Transaction.

ATM NETWORK:

ATMs of any bank are available for use across the country.
International acceptance at more than 9 lacs VISA ATMS and more than 10 lacs merchant establishments world- wide.

DAILY TRANSACTIONS LI MIT:

Daily cash withdrawal limit up to Rs.15,000/-
Rs.25,000/- for goods & services at Point of Sales.

SCHEDULE OF CHARGES :

Schedule of Service Charges applicable outside India - Rs. 125/- per transaction + Service Tax for withdrawal of cash.

For further inquiry, please visit to our nearest branch.