Credit Cards
ICICI Bank Credit Cards, to take care of all your expenses
From your everyday commute to international trips, from daily spends to luxury purchases, from grocery shopping to fine-dining restaurants, there is always an ICICI Bank Credit Card to take care of all your expenses. Experience an array of benefits, attractive offers and user-friendly features when you use a credit card from ICICI Bank.
To experience all this and more, click on the button below and discover the offers that you are eligible for.
ICICI Bank Credit Cards offer a host of benefits and offers to cater to your needs. So get the credit card of your choice by browsing through the credit card section.
Supplementary Cards
You can also get an add-on or supplementary card
With the add-on card, you can share almost all the benefits of your ICICI Bank Credit Card with the members of your family at no additional fee with an add-on card. Interested to know more about this feature? Click the button below to discover how you can extend the benefits of your credit card to your family.
Benefits of ICICI Bank Credit Cards
Avail an extensive range of benefits with credit cards from ICICI Bank, right from redeemable reward points to exclusive privileges. Here is a quick sneak peek into some of the advantages you will experience with our credit cards.
Types of Credit Cards Offered by ICICI Bank
Whether you are an avid shopper, a frequent traveller, or a movie buff, we offer credit cards that meet your specific requirements. Browse through this section and take your pick from our extensive range of credit cards.
More Credit Cards
Not able to find your cards. Check out our all other cards
- Login to your account with your user ID and password to view your credit card statement.
- If you are a member holding the Visa Signature Credit Card from ICICI Bank, please click here for some important information on the priority pass benefit.
- A redemption handling fee (and GST thereon) is levied for every request seeking redemption of reward points earned on our credit cards, debit cards or MySavingsRewards. For more details, please click here
- Members holding the Instant Platinum Credit Card from ICICI Bank will earn two PAYBACK reward points on every ₹100 spent on all purchases (except fuel purchases).
Option 1: Log in to the 3D Secure section at www.icicibank.com
Step 1 - Visit https://www.3dsecure.icicibank.com
Step 2 - Enter the number of your credit card, the date it’s valid from and your date of birth.
Option 2: Real-time OTP generation
A unique OTP is generated for every transaction. So, you can be rest assured that your transactions are secure, because it’s not possible to generate an OTP in advance using IVR or through SMS or IVR OTP (IOTP). The OTP will be sent only when you initiate your transaction.
For Verified by Visa or Mastercard SecureCode services, register here.
- FAQs
- Most important terms and conditions
- Terms and conditions
- Credit Limit Increase
- Terms and conditions for EMI on call
- Terms and conditions for instant EMI
- Terms and conditions for Personal Loan on Credit Card (PLCC)
- Terms and conditions relating to Aadhaar Updation
- Fair practice code
- Privacy policy
- Disclaimer
Increasing the credit limit on your ICICI Bank Credit Card is a simple process. You can follow any one of the methods explained below to enhance your credit limit:
- Option 1: Simply SMS the following to 5676766.
SMS Text: CRLIM(space)last four digits of your credit card
Example: CRLIM 1234
If you are an eligible cardholder, your credit limit will be increased to the maximum available level.
- Option 2: Log in to iMobile app and go to the section titled ‘Cards.’ Click on your credit card number and select the ‘Manage Limit’ option. Then, choose the ‘Desired Credit Limit’ option.
- Option 3: Log in to our internet banking portal and click on the relevant credit card account. Then, select the ‘Manage Credit Limit’ option. Then, choose the ‘Desired Credit Limit’ option.
- Option 4: Call on our customer care number which is printed at the back of the credit card.
You can apply for an increase in the credit limit only when you have completed 12 months of your membership.
The term ‘Minimum Amount Due’ (MAD) refers to the minimum portion of the total outstanding liability on your card. You need to pay the MAD by the due date to avoid any charges for late payment of the remaining outstanding amount.
The ICICI Bank Credit Card that we deliver to you is already activated for use. You can readily use it to carry out domestic and international transactions.
The cash limit on your credit card refers to the maximum amount of cash that you can withdraw using your card from an ATM or over the counter at any branch of ICICI Bank. You can avail this facility on select cards, as specified by us, after the expiry of 180 days from the date of issuance of the card. After this period, if your card is eligible for this facility, we will inform you about the cash limit and the accompanying terms, if any, as per our discretion.
If you have applied for an ICICI Bank Credit Card through our website, you can track the status of your application using your application reference number by clicking the following link.
https://loan.icicibank.com/asset-portal/my-applications-login