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Enjoy privileges across lifestyle, dining and golf; get travel benefits and free movie tickets with ICICI Bank Rubyx Credit Card.
Rubyx Credit Card Privileges
Discounts on BookMyShow
- Avail 25% discount upto Rs.150 on purchase of minimum 2 movie tickets per transaction on www.bookmyshow.com. The offer can be availed two times in a month.
- Successful booking is on first come first serve basis and is subject to daily stock availability.
- To book your movie ticket and for detailed Terms & Conditions, please click here.
Discount on Booking at INOX
- Avail 25% discount upto Rs.150 on purchase of minimum 2 movie tickets per transaction on www.inoxmovies.com, Inox app or Inox Box Office The offer can be availed two times in a month.
- Successful booking is on first come, first-serve basis and is subject to daily stock availability.
- Book your ticket now on www.inoxmovies.com
Airport and Railway Lounge Access
- Enrich your travel experience with complimentary access to select lounges at airports and railway stations in India with your ICICI Bank Rubyx Credit Card. To avail, please present your card at the lounge reception.
- To view the updated list of airport lounges and complete details on the programme with the associated Terms and Conditions, please click here.
- For FAQ’s on Railway Lounge access, please click here.
Terms and Conditions:
- Eligible cardholders holding the ICICI Bank Rubyx Credit Card are entitled to 2 complimentary railway lounge visits per quarter.
- Eligible cardholders holding the ICICI Bank Rubyx Credit Card are entitled to 2 Complimentary Domestic Airport lounge accesses per quarter .Eligible cardholders holding the ICICI Bank Rubyx Dual Credit Cards are entitled to 1 Complimentary Domestic Airport lounge accesses per quarter on each card.Over and above the allowed number of complimentary visits, each subsequent visit will be charged as per rates applicable to each lounge service provider.
- Access to railway lounges will be applicable only for primary cardholders.
- Eligible cardholders must present their valid, unexpired eligible cards, and a valid air ticket or boarding pass for travel on the same or next day, at the entrance to the Participating Lounges.
- An authorisation amount of Rs.2 shall be taken on each eligible card presented at the entrance to the Participating Lounge.
- Access by other guests who accompany an eligible cardholder shall be subject to the terms and conditions of each Participating Lounge. Guests shall not be eligible to use any of the eligible cardholder’s un-utilised complimentary visits.
- Please note that the list of lounges may be changed by Visa at its sole discretion and without any notice to ICICI Bank or its Card Members. This programme is provided by a third party and governed by such third party terms and conditions.
Complimentary rounds of golf every month
Gear up for a golfing experience like no other. Perfect your swing with exclusive access and privileges at the most iconic golfing greens in India and around the world.
As an ICICI Bank Rubyx Credit Card member you are entitled to get a complimentary Golf Round / Lesson for every ₹50,000 retail spends in the previous calendar month*, maximum of up to 2 rounds every month.
To book your game:
- Simply visit www.teetimes.golftripz.com and create a Golftripz account using the same email ID as registered with ICICI Bank Credit Cards.
- The complimentary round of golf will be visible in your Golftripz account after the 10th day of the next month. This will be available for you to play anytime in the next 2 months.
- Explore available tee time slots at leisure and make your preferred booking.
- Track all your bookings online.
To view the updated list of golf courses, please click here.
*For complete details on the Golf Programme and the associated Terms and Conditions, please click here.
You may also call i-Assist, our 24x7 concierge service at 1800-26-70731 (toll free for MTNL/BSNL lines) or 022-67872016 (standard call charges applicable), for assistance with online booking.
Concierge Services
Relax while i-Assist, our 24x7 premium concierge service takes care of all your needs from making travel and hotel reservations to booking cars and delivering movie tickets at your doorstep. To contact the i-Assist team please call our new numbers 1800 26 70731 (toll free for MTNL/BSNL) or 022 6787 2016 (standard call charges applicable).
The services include:
- Hotel referral & reservation
- Restaurant referral & reservation
- Flight referral & reservation
- Car rental & limousine service
- Flower & gift assistance
- Booking & delivery of movie tickets
- Medical concierge privileges
- Emergency auto assistance across India
Insurance Credit Card
- Stay protected with an air accident insurance of ₹ 1 crore and a lost card liability of ₹ 50,000 that includes loss up to 2 days prior to reporting the same.
- Account Takeover Cover: Remain protected in the event of your personal details being accessed and misused by a third person.
For details on the insurance cover, click here
Comprehensive insurance cover
You are entitled to an air accident insurance of ₹ 1 crore. The following table gives you an overall look at the insurance benefits:
Covers |
Rubyx |
|
|---|---|---|
1 |
Card Liability Cover (Lost Card Liability, Counterfeit/Skimming/Phishing and Online Fraud Protection). |
50,000 |
2 |
Personal Accident due to Air (Death only) |
1,00,00,000 |
3 |
Purchase Protection |
- |
4 |
Baggage Insurance |
25,000 |
5 |
Loss of Checked in Baggage |
84,000 |
6 |
Delay of Checked in Baggage |
21,000 |
7 |
Loss of Passport and travel related documents |
35,000 |
8 |
Missing of Connecting International Flight During Transit |
21,000 |
9 |
Plane Hijacking |
75,000 |
10 |
Delay in Flight |
17,500 |
11 |
Medical Expenses for Bodily injury caused by and arising out of Rail/Road accident. |
- |
| 13 | Credit Shield |
50,000 |
Disclaimer :
All insurance benefits will be applicable only in case the ICICI Bank Rubyx Credit Card has been used at least once in the last 60 days prior to the event. All insurance benefits are available on the Primary Card only. There is no insurance cover on Supplementary Cards. Please ensure that the minimum amount due on your Credit Card is paid at all times to avail of insurance benefits.
*Applicable for international travel only and not for domestic travel and only when the tickets are purchased on the ICICI Bank Rubyx Credit Cards. Travel insurance covers international travel only
Insurance is the subject matter of solicitation. The insurer for the cover as aforesaid is ICICI Lombard General Insurance Co. Ltd. The policy is governed by the terms and conditions laid down by ICICI Lombard General Insurance Co. Ltd. ICICI Bank is not responsible for processing of claims and all claim related queries need to be taken up directly on ICICI Lombard General Insurance Co. Ltd. Toll-Free number: 1800-2666, Email ID: ihealthcare@icicilombard.com. For more details on the terms and conditions of the insurance cover on ICICI Bank Credit Cards, please click here
Chip And Pin Security
Our Credit Cards come with an embedded microchip which provides additional security against counterfeiting and duplication of cards.
- The new chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)
- You will be required to enter your PIN on the terminal for transactions at merchant outlets
- To know more about Chip and PIN security, please click here
- This PIN is not required for online transactions.
Fuel Surcharge Waiver
1% fuel surcharge waiver on all fuel transactions of up to Rs 4000 at any fuel outlet when the card is swiped
Rubyx Credit Card Fees and Charges
| Fee | Charges |
|---|---|
| First year annual fee | Rs 3,000 plus GST |
| Second year onwards annual fee | Rs 2,000 plus GST (Waived on spending Rs 3,00,000 and more) |
| Finance charge for cash advance | 3.40% per month |
| Overdue interest in extended credit | 3.40% per month |
| Over-limit charge | 2.50% of over-limit amount, subject to a minimum of Rs 500 |
| Cash advance charge | 2.50% of advanced amount, subject to a minimum of Rs 300 |
| Redemption handling fee | Rs 99 |
| Late payment charge |
|
| Return cheque fee | 2% of amount due, subject to a minimum of Rs 450 |
| Auto-Debit return fee | 2% of amount due, subject to a minimum of Rs 450 |
| Cash payment at branches fee | Rs 100 per transaction |
| Outstation cheque processing fee | 1% of cheque value, subject to a minimum of Rs 100 |
| Foreign currency transaction fee | 3.5% of transacted/converted amount |
| Duplicate statement | Rs 100 |
| Card replacement fee | Rs 100 |
| Charge slip fee | Rs 100 per slip |
- You pay a Joining Fee of ₹ 3,000 + goods and services tax and get welcome vouchers of shopping and travel worth Rs 5000+ within 30 days of payment of joining fees.
- You Pay an Annual Fee of ₹ 2,000 + goods and services tax from 2nd year onwards. This fee is waived off if you spend more than ₹ 3,00,000 in the previous year.
Note:
To know more about redemption of vouchers and other terms and conditions, click here.
The Annual Spending is calculated on the basis of the spending on the card from the date of issue. Example: If the card is issued on Aug 8, 2021, the year will be considered as Aug 8, 2021 - Aug 7, 2022.
Rubyx Credit Card Eligibility Criteria
To apply for ICICI Bank Rubyx Credit Card, you must meet the following eligibility criteria:
- You must be a citizen of India.
- You must be minimum 21 years old for primary card and 18 years old for supplementary card.
- You must have a minimum monthly salary of Rs 50,000. If you are self-employed, the minimum annual income must be minimum Rs 5.5 lakh.
Documents Required to Apply for Rubyx Credit Card
Following supporting documents that have to be submitted along with your credit card application:
- PAN Card, Aadhaar Card, Voter's ID or Driving License can be submitted as identity proof.
- For address proof, you can submit electricity bill or phone bill if it has your address on it.
- The latest IT Returns and salary slips.
- Passport-sized photograph.
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It is a part of ICICI Bank Gemstone Collection of Credit Card which offers benefits and privileges across various categories such as entertainment, dinning, travel and much more.
Benefits of an ICICI Bank Rubyx Credit Card:
- Get up to 2 complimentary rounds of golf every month at a golf course of your choice based on the eligible spends on your ICICI Bank Rubyx Credit Card
- Complimentary access per quarter to select airport lounges in India on Visa variants by spending a minimum of Rs 5,000 or above in a calendar quarter on your ICICI Bank Rubyx Credit Card, to avail this facility in the next calendar quarter.
- Avail 25% discount of up to Rs 150 on the purchase of a minimum of 2 movie tickets per transaction on BookMyShow and Inox. The offer can be availed twice a month on BookMyShow and Inox each.
The limit of your Credit Card is based on the policy decision.
Please contact our Customer Care portal stating your application number to know the status of your Credit Card.
Yes, cash withdrawal is applicable on a Rubyx Credit Card.
The Reward Points validity will lapse after 3 years from the date of credit.
The Card needs to be block immediately through the iMobile Pay app or by calling our Customer Care.
Credit free period of 48 days depends on your statement date.
