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You should have:

  • A good payment history & transaction pattern
  • A good track record with us with respect to you Credit Card spends

Decision depending on the internal policies of the bank.

To Apply:

  • Login to your Internet Banking Account or iMobile and apply in Credit Card section
  • Call our customer care
  • To apply give a missed call on 08045936070
  • Loan amount would be credited to your ICICI Bank Savings Account
  • For customers who do not have an ICICI Bank Savings Account, funds would be transferred via NEFT or Demand Draft would be issued to the customer. For NEFT, customer needs to send the scanned copy of cancelled cheque/ Bank Statement clearly mentioning the IFSC code to cashin@icicibank.com

Fund transfer to the customer's account usually takes 3-4 working days. In case a customer opts for a demand draft request, it takes up to 7 working days to receive the draft.

Not Sure About Which Credit Card ?

Choose the best Credit Card for you that suits your needs. ICICI Bank Credit Cards offer a host of benefits and offers to cater to your needs.



Coral Credit Card


Manchester United Signature Credit Card


MakeMyTrip ICICI Bank Signature Credit Card

HPCL Credit Card

Popular FAQ

Credit free period of 48 days depends on your statement date.

There is no cap on the number of times the limit can be changed

If you are unable to transact on your credit card, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here.