Extra Rewards. Everyday. Everywhere.
Earn extra rewards, get discounts on movie tickets, dining and more. Take a look:
Earn up to 10,000 PAYBACK Points from ICICI Bank Rewards every anniversary year.
Get the all new feature of one complimentary domestic railway lounge visit per quarter.
1 complimentary access per quarter to select airport lounges in India by spending minimum of Rs 5,000 or above in a calendar quarter on your card to avail this facility in the next calendar quarter.
Avail 25% discount upto Rs.100 on purchase of minimum 2 movie tickets per transaction on BookMyShow and Inox. The offer can be availed twice in a month.
Exclusive dining offers through ICICI Bank Culinary Treats Programme. For details, visit www.icicibank.com/culinarytreats. T&C apply
To be eligible to apply for ICICI Coral Credit Card, you must meet the basic eligibility requirements set by the bank in this regard. The parameters include age, location, occupation, income, etc. The criteria may vary from one card to another. If you meet the basic criteria and your application goes through the next level of screening, your profile will be evaluated based on your credit profile, payment history, etc.
Proof of Identity
- PAN Card
- Aadhaar Card
- Driving License
- Voter’s ID Card or Any other government approved photo ID
Proof of Address
- Aadhaar Card
- Utility bills (not more than 3 months old) or Any other government approved address proof
Proof of Income
- Bank statement for the last 3 months
- Salary slips for the last 3 months
- Audited financials for the last two years (for self-employed) or Form 16
- You pay a joining fee of Rs. 500 + GST
- You pay an annual fee of Rs. 500 + GST from 2nd year onwards - waived off if you spend more than Rs. 1,50,000 in the previous year.
Note: The Annual Spending is calculated on basis of the spending from the date of Card issued. Example : If card is issued on the 08-08-2021, the year will be considered as 08-08-2021 to 07-08-2022
- For other charges, please refer to the Most Important Terms & Conditions (MITC).
You can also see other privileges being offered by visiting the credit card section
For more details on the above features, please click here.
or SMS “CORAL” to 5676766 and we will call you back.
What is the credit period for credit card?
Credit free period of 48 days depends on your statement date.
Are there any interest charges on my credit card?
If you make a payment for the Total Amount Due before the Payment Due Date, no interest charges are applicable. Thus you can enjoy interest-free credit from the date of purchase to the date on which the payment is due. Interest-free period could range from 18 to 48 days.
Interest will be charged if you do not pay back the Total Amount Due of the previous month statement by the payment due date. Interest will be charged on the Total Amount Due and on all new transactions till such time as the previous outstanding amounts are paid in full. Also, interest will be levied on all cash advances from the date of the transaction until the date of settlement.
What if I cross credit limit on my credit card?
If you make a transaction that exceeds your available credit limit, ICICI Bank will use its discretion and decide whether or not to approve the transaction. If the transaction is approved, an over-limit charge would be levied to the card account. The over-limit charge is 2.5% of the amount by which the credit limit is exceeded (subject to a minimum charge of Rs.500).