savings

With our rewarding and beneficial

banking features, you can do

doanythinganytimeanywhere
master-image

Where does one get points from?

View and redeem
reward points

View or buy something for yourself or your loved ones from ICICI Bank’s Rewards Store. Choose from a wide range of categories, from electronics to instant vouchers, toys to home decor and more, with the points accumulated through your Credit Card transactions.

  • View and redeem reward points

    View steps on
    Internet Banking

    • Log in to Internet Banking with your User ID and Password
    • Click on ‘Cards & Loans’ and select ‘Credit Cards’
    • Select the ‘Rewards Points’ option from the panel on the left
    • View the ‘Point Balance’
    • Click on ‘Redeem Now’
    • View the rewards catalogue and place your order.

    View steps on the
    iMobile Pay app

    • Log in to the iMobile Pay app
    • Go to the ‘Cards & Forex’ section
    • Select your ‘Card Number’
    • View the accumulated reward points
    • Click on ‘Redeem Now’
    • View the rewards catalogue and place your order.
personalise credit card

Convert big
transactions to EMI

Make purchases using your Credit Card and pay for them at your convenience. Transactions of Rs 1,500 or more can be converted into EMIs. Select from a tenure ranging from 3 months to 24 months. A one-time processing fee of 2% of the transaction value is charged at the time of EMI conversion.

  • Convert big transactions to EMI

    View steps on
    Internet Banking

    • Log in to Internet Banking with your User ID and Password
    • Click on ‘Cards & Loans’ and select ‘Credit Cards’
    • Select the ‘Convert to EMI’ option from the panel on the left
    • Choose a Credit Card from the drop-down
    • Select the transactions to be converted into EMIs
    • Click on ‘Calculate EMI’
    • Choose a preferred EMI tenure and view the EMI amount
    • Accept the Terms & Conditions
    • Select ‘Convert to EMI’
    • View the transactions converted into EMIs.

    View steps on the
    iMobile Pay app

    • Log in to the iMobile Pay app
    • Go to the ‘Cards & Forex’ section
    • Select your ‘Card Number’
    • Go to ‘Manage Card’
    • Click on ‘Convert to EMI’
    • You can view the transactions available for EMI conversion
    • Select the transaction to be converted to EMI
    • Click on ‘Convert to EMI’
    • Select the EMI tenure and view the EMI amount
    • Accept the Terms & Conditions
    • Click on ‘Submit’.

Use your Card
where you want

Choose where you would like to use your Credit Card. All you have to do is tap on the toggle to set the types of transactions you want to carry out.

  • Use your card, where you want

    View steps on
    Internet Banking

    • Log in to Internet Banking with your User ID and Password
    • Click on ‘Cards & Loans’ and select ‘Credit Cards’
    • Go to ‘Manage Your Card’
    • Click the ‘Edit’ option beside ‘Manage Credit Card Usage’
    • You can enable or disable the transaction type and per transaction limit, for both domestic and international usage of your Credit Card
    • You will receive an OTP on your registered mobile number, to authorise the transaction
    • Enter the OTP and click on ‘Submit’.

    View steps on the
    iMobile Pay app

    • Log in to the iMobile Pay app
    • Go to the ‘Cards & Forex’ section
    • Select your ‘Card Number’
    • Go to ‘Manage Card’
    • You can enable or disable transaction type for both domestic and international usage of your Credit Card