What is a Loan Against Property and what are its benefits?
Loan against property or LAP is a secured loan type that allows you to pledge your property in exchange for a loan. Let’s get to know what is LAP and what are its benefits.
Your dream home is now within your reach with ICICI Bank Home Loans. We offer higher loan amount on your income. Your home loan eligibility can be further enhanced by including income of the co-applicant(s) of your Home Loan.
Home Loan eligibility is calculated after considering various factors including monthly income, fixed monthly obligation, current age, retirement age etc. Your home loan eligibility can also be considered an indicator of your home loan affordability.
Use ICICI Bank Home Loan Eligibility Calculator to calculate the amount that you can borrow.
Why should one calculate home loan eligibility through ICICI Bank website?
Our eligibility calculator gives the most accurate estimate of home loan that you can borrow from ICICI Bank. Our website also allows you to apply for instant sanction of your loan, even if you have not finalised the property.
Home Loan eligibility is the amount of Home Loan that a customer is eligible to get basis the details provided.
Home Loan eligibility of the salaried customer is calculated based on the current age, type of company employed in, age of retirement, etc.
Home Loan eligibility depends on various factors, such as monthly income, current age, profile of the customer, monthly obligations, credit history, retirement age, etc.
Home Loan eligibility can be enhanced by adding a co-borrower/opting for longer tenure loan/additional source of income.
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Applying for a Loan Against Property is a great option to put your financial worries to rest. On the other hand, it can be a daunting task when you actually want to evaluate your monthly instalments. However, that can be resolved by using a Loan Against Property EMI Calculator. Read on to know how you can use this free online tool.
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Home Loan at interest rate starting at 6.75%