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Current Account

 

ICICI Bank Business Banking offers comprehensive banking solutions to suit the banking needs of every MSME. From a wide range of Current Account products to convenient banking solutions like corporate internet banking, InstaBIZ and Tax Payments we make your banking easy and hassle free.

Open a ICICI Bank Current Account instantly, at the comfort of your office through video KYC opening across all constitution - Individuals, Proprietors, Legal Entities (Private companies & partnership).

 

Smart Business Account 2.0 Ivy

  • A special Smart Business Account with special privileges catering to high end businesses
  • Minimum Quarterly Average Balance (QAB) requirement of Rs 10,00,000 with no non maintenance charges
  • Unlimited outward cheque returns, cheque leaves, branch transactions, Demand Drafts (DDs)/Pay Order (POs)
SBA 2.0 Ivy



SBA 2.0 Platinum

Smart Business Account 2.0 Platinum

  • Flexible free limits as per the average balance maintained. Minimum Quarterly Average Balance (QAB) requirement of Rs 5,00,000
  • Free 200 branch transactions per month for every Rs 1 lakh of balance maintained
  • Unlimited outward cheque returns



Smart Business Account 2.0 Gold

  • Flexible free limits as per the average balance maintained. Minimum Quarterly Average Balance (QAB) requirement of Rs 1,00,000
  • Free 10 outward cheque returns per month
  • Flexible branch transactions, cheque leaves, IMPS transactions and DD/PO limits basis balance maintained
SBA 2.0 Gold



SBA 2.0 Silver

Smart Business Account 2.0 Silver

  • Flexible free limits as per the average balance maintained. Minimum Quarterly Average Balance (QAB) requirement of Rs 50,000
  • Free cheque collection and payment anywhere across the country
  • Free Business Gold Debit Card



Classic 2.0

  • Suitable for local businesses
  • Minimum Quarterly Average Balance (QAB) requirement of Rs 25,000
  • Free 75 branch transactions per month
Classic 2.0



RCA Standard

RCA Standard

  • Minimum Monthly Average Balance (MAB) requirement of Rs 10,000
  • Free RTGS and NEFT transactions done online
  • Free cheque collection and payment anywhere across the country



M2O

  • An account with flexibility to customise services relevant to your business needs
  • Minimum Monthly Average Balance (MAB) requirement of Rs 3,00,000
  • Customised charges and free limits, such as cheque leaves, DD/PO limits
M2O

Super Merchant Current Account

  • No minimum balance requirement*
  • Get instant settlement for all transactions done through POS
  • Convert your offline store into online store with Eazypay Android POS.
  • Customised pre-approved overdraft facility
Digital Current Account



iStartUp

iStartup 2.0

  • Quarterly Average Balance (QAB) waiver up to one year*
  • Exclusive Startup assist alliance package
  • Salary Account for employees and premium Savings Account for promoters
  • Single account for trade and domestic transactions

*T&C Apply

 



E-mandi

E-mandi

  • Designed for customers who have registered on the eNAM (National Agricultural Market) portal
  • Higher cash and non-cash transaction limits across base and non-base locations
  • Overdraft facility of up to Rs 5 crore



Escrow

  • Catering to a wide range of transactions such as sale-purchase, real estate, mergers & acquisitions, etc.
  • DigiEscrow- an innovative platform to execute online transactions
  • Quick turnaround for implementation of structure requirements and simplified documentation
Escrow



RERA

RERA

  • Escrow account for complying with RERA
  • Nil charges for opening and maintenance of RERA accounts
  • Convenience of giving payment instructions through Corporate Internet Banking



Chartered Accountant 2.0

  • Dynamic cash deposit, i.e. Anywhere free cash deposit of up to 10 times the maintained Monthly Average Balance (MAB) or Rs 1.2 crore, whichever is lower
  • Free 2 outward cheque returns per month
  • Free 100 branch transactions per month for every Rs 1 lakh of balance maintained
  • Free Business Gold Debit Card
Chartered Accountant



GeM Current Account

GeM Current Account

  • Designed specifically for government suppliers, vendors and contractors
  • No minimum balance requirement
  • Express bank guarantee



Nodal

  • A one-stop solution for fintechs, start-ups and payment intermediaries
  • Advance payment solutions that facilitate real-time payments to registered beneficiaries
  • Accounts regulated through monthly auditing and quarterly RBI reporting to ensure compliance
Nodal
Trade Basic

Trade Basic

  • Fungibility to maintain minimum Monthly Throughput of USD 5,000 or Monthly Average Balance of Rs 50,000
  • 0.12% (minimum Rs 1,000) charges on trade transactions like advance import, direct import and bills
  • Free non-cash transactions



Trade Gold

  • Fungibility to maintain minimum Monthly Throughput of USD 20,000 or Monthly Average Balance of Rs 1,00,000
  • Flat charges of Rs 500 per bill on trade transactions like advance import, direct import and bills
  • Free FIRC and discounted rates for SWIFT and courier charges
Trade Gold



Trade Platinum

Trade Platinum

  • Fungibility to maintain minimum Monthly Throughput of USD 80,000 or Monthly Average Balance of Rs 5,00,000
  • Flat charges of Rs 200 per bill on trade transactions like advance import, direct import and bills
  • No charges on Foreign Inward Remittance Certificates (FIRC), SWIFT, courier, and Export Letter of Credit (LC) Advising
Eazypay POS

Eazypay POS

  • No minimum swipe restrictions
  • Dynamic currency conversion - instantly convert transactions from foreign currencies into INR
  • Accepts all cards like American Express, Visa, RuPay, etc.



Eazypay web

  • A single platform for multiple collection modes which facilitates single Management Information System (MIS) reconciliation for all collection modes
  • Available as bill upload, payment gateway and open payment mode
  • Customised MIS with facility to upload bills
Eazypay web



UPI QR

UPI QR

  • Accept payments from any bank
  • Instant settlement to your bank account
  • No transaction charges up to Rs 2,000 per transaction



Eazypay App

  • A mobile based application which allows you to collect through multiple modes like – Unified Payment Interface (UPI), Credit Card, Debit Card, Internet Banking or Pockets wallet
  • 24×7 instant credit through UPI and Pockets and accepts multiple modes of payments
  • Easy reconciliation
Eazypay App

 

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Current Account is a bank account for people who run businesses. It is designed for carrying out day-to-day business transactions easily.

A Current Account is a bank deposit that can be withdrawn by the depositor at any time. The depositor is at liberty to operate this account any number of times in a day unlike Savings Accounts where only limited transactions are allowed. This account is generally opened by people who are engaged in trade, businesses and professions.

Click here to open ICICI Bank Current Account in just a few clicks.

  Savings Account Current Account
Meaning Meant for savings purpose Meant for business purpose
Suitable for People who are salaried employees or have a monthly income Firms, Companies, Traders and entrepreneurs who need to access their accounts frequently
Transactions allowed Limited transactions Multiple transactions
Interest earned <3.5% - 4%> per annum (usually) No interest
Minimum Balance Usually low Usually high
Overdraft facility Not offered/allowed Overdraft facility provided

 

Click here to open ICICI Bank Current Account in just a few clicks.

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