Smart Business Account 2.0 Gold

A Smart Business Account that adjusts itself with your business cycle and gives you offerings with a minimum Quarterly Average Balance (QAB) of only Rs 1,00,000*.

 

 

*QAB requirement will reduce to 50% for select Semi Urban and Rural branches, i.e. Rs 50,000

Features & Benefits

  • Dynamic cash deposit, i.e. Anywhere free cash deposit of up to 10 times the maintained MAB or Rs 2.5 crore, whichever is lower
  • Free cheque collection and payment anywhere across the country
  • Free Real-Time Gross Settlement (RTGS) and National Electronic Funds Transfer (NEFT) transactions
  • Free 10 outward cheque returns per month
  • Free 150 cheque leaves per month for every Rs 1 lakh of balance maintained
  • Free 150 branch transactions per month for every Rs 1 lakh of balance maintained
  • Free 50 Demand Drafts (DDs)/Pay Order (POs) per month for every Rs 1 lakh of balance maintained
  • Free Business Gold Debit Card.
  • Zero QAB requirement for first 2 quarters if the customer is transaction active on Digital Pack: either Corporate Internet Banking or InstaBIZ app and has done any two of the following transactions online: GST payment, CMS, Debit Card (through POS), Connected Banking, Bill Pay within 2 months of opening the account.
  • Free 50 IMPS transaction per month for every Rs 1 lakh of balance maintained.

View detailed features and charges

Eligibility

You are eligible if you fall under any of the following categories and have businesses to run:

  • Resident Individual
  • Sole Proprietorship Firms
  • Hindu Undivided Family (HUF)
  • Partnership Firms and Limited Liability Partnerships (LLPs)
  • Private and Public Limited Companies and One Person Companies (OPCs)
  • All other entities eligible to open Current Account.

Check out what our esteemed customers have to say about our business banking services!