Smart Business Account 2.0 Gold
A Smart Business Account that adjusts itself with your business cycle and gives you offerings with a minimum Quarterly Average Balance (QAB) of only Rs 1,00,000*.
*QAB requirement will reduce to 50% for select Semi Urban and Rural branches, i.e. Rs 50,000
Features & Benefits
- Dynamic cash deposit, i.e. Anywhere free cash deposit of up to 10 times the maintained MAB or Rs 2.5 crore, whichever is lower
- Free cheque collection and payment anywhere across the country
- Free Real-Time Gross Settlement (RTGS) and National Electronic Funds Transfer (NEFT) transactions
- Free 10 outward cheque returns per month
- Free 150 cheque leaves per month for every Rs 1 lakh of balance maintained
- Free 150 branch transactions per month for every Rs 1 lakh of balance maintained
- Free 50 Demand Drafts (DDs)/Pay Order (POs) per month for every Rs 1 lakh of balance maintained
- Free Business Gold Debit Card.
- Zero QAB requirement for first 2 quarters if the customer is transaction active on Digital Pack: either Corporate Internet Banking or InstaBIZ app and has done any two of the following transactions online: GST payment, CMS, Debit Card (through POS), Connected Banking, Bill Pay within 2 months of opening the account.
- Free 50 IMPS transaction per month for every Rs 1 lakh of balance maintained.
You are eligible if you fall under any of the following categories and have businesses to run:
- Resident Individual
- Sole Proprietorship Firms
- Hindu Undivided Family (HUF)
- Partnership Firms and Limited Liability Partnerships (LLPs)
- Private and Public Limited Companies and One Person Companies (OPCs)
- All other entities eligible to open Current Account.
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