GEM Current Account
Our GEM Current Account is designed specifically for government suppliers, vendors and contractors. It gives you the preferred flexibility with no minimum MAB requirement.
Features and benefits
- No minimum MAB requirement
- Free National Electronic Funds Transfer (NEFT)/ Real Time Gross Settlement
- (RTGS) payments and collections
- Free unlimited cheque leaves
- Free cash deposit up to Rs 50 lakh per month
- Free Debit Card with facility to enhance withdrawal limits
- Free Mobile Banking and Internet Banking
- No charges for Demand Draft (DD) issuance and SMS alerts
- Express bank guarantee
- Government suppliers
- Government vendors
- Government contractors
Value added services
- Door-step Banking and Cash Management Services: Services such as cheque pick-up, cash pick-up/delivery, cheque printing
- iPay: Bulk payments to multiple beneficiaries through RTGS, NEFT and Funds Transfer in a single file upload
- Bulk payments: Payment to Adhoc Beneficiary (PAB) and Payment to Registered Beneficiary (PRB) functionality
- E-collections: Ease of reconciliation, as it highlights name and details of payees in accounting statement
- Corporate Internet Banking (CIB) platform, a one-stop solution for all your digital banking needs
- InstaBIZ app with over 115 business banking solutions for banking on the move
- Business Banking Debit Card with higher cash withdrawal limits
- Eazypayapp and POS machine for collections through cards
- Access to a wide network of 5,200+ branches and 14,000+ ATMs at no extra charge
- BizCircle – A unique platform that connects your businesses with other business customers to grow and network
- Business compliments offers – Exclusive offers and deals from popular brands
Terms and Conditions apply.
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