Current Account Re-KYC

Current Account for Individuals (business purpose)


List of self-attested documents:

  1. Customer Information Updation Form. (Click here)
  2. Identity proof from: PAN Card, Passport, Voter Identity Card, Driving License, Aadhaar Card. (View complete list of documents)
  3. Address proof from: Passport, Voter Identity Card, Driving License, Aadhaar Card. (View complete list of documents)
  4. Recent Colour Photograph.

Sole proprietorship Firm


List of self-attested documents and details to be submitted for Sole Proprietorship Account:

  1. Customer Information Updation Form. (Click here)
  2. Two documents in the name of the sole proprietorship firm confirming the name and address — issued by a Government authority/ department, as registration/ license document. (View list of documents)
  3. Latest passport-size colour photograph of the sole proprietor.
  4. Permanent Account Number (PAN), if not provided earlier.
  5. Identity and address proof of the sole proprietor (View list of documents).
  6. In case Power of Attorney (POA) has been granted for account operations, photograph, and identity and address proof of the POA holder should also be submitted. (View complete list of documents)

HUF


List of self-attested documents and details to be submitted for Hindu Undivided Family (HUF) Accounts:

  1. Customer Information Updation Form. (Click here)
  2. Latest passport-size colour photograph of the karta/ authorised signatories of the account.
  3. Identity and address proof of the karta/ authorised signatories of the account. (View complete list of documents)
  4. Permanent Account Number (PAN), if not provided earlier. The PAN should be in the name of the HUF.

Partnership Firm


List of self-attested documents and details to be submitted for Partnership firm:

  1. Customer Information Updation Form. (Click here)
  2. Latest passport-size colour photographs of authorised signatories and Partners of the account.
  3. Identity and address proof of authorised signatories and Partners of the account. (View complete list of documents)
  4. Communication address proof of the entity. (View list of documents)
  5. Permanent Account Number (PAN) of the entity, if not provided earlier.

Private/Public Limited Company


List of self-attested documents and details to be submitted for One Person Company (OPC)/ Private/ Public Limited Companies:

  1. Customer Information Updation Form. (Click here)
  2. Certificate of Incorporation.
  3. Updated list of directors. (Click here)
  4. Communication address proof of the entity, if it is different with the address mentioned on Certificate of registration. (View list of documents)
  5. Permanent Account Number (PAN) of the entity, if not provided earlier.
  6. Latest passport-size colour photograph of each of the authorised signatories.
  7. A copy of one valid photo identification and address proof of each of the authorised signatories. (View complete list of documents)
  8. Shareholding pattern/ list of beneficial owners holding more than 25% in the company either directly or indirectly (on letterhead). (Click here)
  9. Identity and address proof of such beneficial owners as identified above.
  10. Identity and address proof of the Senior Managing Official in case the ultimate natural person is not identified as the beneficial owner.

Trust, Society, Association & Club (TASC)


List of documents & details to be submitted are as follows (Trust, Association, Society, Club Accounts):

  1. Customer Information Updation Form. (Click here)
  2. Constitution document of the entity viz
    • The Trust Deed in case of public/ private trust or Bye-laws in case of society/ association/ club
    • Memorandum of Association or Article of Association in case of sec-25 companies
    • Rules of acts or Gazette notifications in case of Govt. Quasi –Govt. or Semi –Govt., entities or entities established under Act under which the entity is established
  3. The list of directors /Members of the Managing committee / the Managing Council.
  4. A copy of the proof of identity of the entity viz.
    • Registration Certificate issued by Registrar in case of societies/ by charity commissioner in case of trust or societies engaged in charitable work
    • Certificate of Incorporation issued by Registrar of Companies in case of companies
    • Recognition certificate in case of educational institutions.
  5. Permanent Account Number (PAN) or proof of exemption from income tax (if applicable).
  6. Proof of communication address of the entity.
  7. Latest colour passport size photograph of each of the existing authorised signatories.
  8. A copy of one valid photo identification and address proof document of each of the existing authorised signatories. (View complete list of documents)
  9. List of beneficial owners holding more than 15% in the Trust. (Directly / Indirectly) (on letterhead).
  10. Permanent Account Number (PAN) / Identity proof of such beneficial owners as identified above.
  11. Address proof of beneficial owners as identified above.

Limited Liability Partnership(LLP)


List of self-attested documents and details to be submitted for Limited Liability Partnership (LLP) Registered under LLP Act 2008:

  1. Customer Information Updation Form. (Click here)
  2. Certificate of Registration issued by Registrar of LLP.
  3. Communication address proof of the entity, if it is different with the address mentioned on Certificate of Registration. (View list of documents)
  4. Permanent Account Number (PAN) of the entity, if not provided earlier.
  5. Latest passport-size colour photograph of each of the authorised signatories.
  6. A copy of one valid photo identification and address proof of each of the authorised signatories. (View complete list of documents)
  7. Shareholding pattern/ list of beneficial owners holding more than 15% in the company either directly or indirectly (on letterhead). This is required only for multiple layer of holding.
  8. PAN/ identity proof of such beneficial owners as identified above.
  9. Address proof of beneficial owners as identified above.

Others


Re-KYC guidelines for Liaison/ Representative office/ Project office/ Branch office Accounts:

  1. Customer Information Updation Form. (Click here)
  2. Certificate of Incorporation (COI) and company formation documents (as applicable in the respective country), duly notarised by the Indian Embassy/ notary public in the country of registration. If COI and company formation documents are in any language other than English, then the English version of the COI and company formation documents must be attested by the Indian Embassy/ notary public in the country of registration. All copies should be certified as “True and Updated Copy” and attested by a Company Secretary or the director of the foreign company.
  3. Communication address proof of the entity. Note: Only Indian communication address proof is accepted.
  4. Permanent Account Number (PAN) of the entity, if not provided earlier.
  5. Latest passport-size colour photograph of each of the authorised signatories.
  6. A copy of one valid photo identification and address proof of each of the authorised signatories. In case of foreign nationals, a copy of passport (attested by the customer) is required and the signature on the Customer Information Updation Form should be verified by either a foreign notary public/ Consulate General/ Indian Embassy in order to be accepted (the passport should be current and should bear the photograph and signature of the applicant).
  7. Shareholding pattern/ list of beneficial owners holding more than 25% in the company either directly or indirectly (on letterhead). (Click here)
  8. Address proof of beneficial owners as identified above.

Liaison/ Representative Office:

  1. Copy of permission from the Reserve Bank of India (RBI) is required, OR
  2. Copy of Insurance Regulatory and Development Authority (IRDA) approval for foreign insurance companies.

For Branch Office:

  1. Copy of RBI permission to open a Branch Office in India is required, OR
  2. For banking company, a copy of approval under provisions of The Banking Regulation Act is required, OR
  3. For branch/ unit in a Special Economic Zone (SEZ), a copy of the certificate to establish a branch/ unit in SEZ is required.

For Project Office:

  1. Duly acknowledged copy of report stating project details made to the RBI is required, OR
  2. Project/ Contract award letter and Declaration in lieu of RBI permission for project office and underlying document to confirm the category which is mentioned in the declaration that the project is actually among the categories allowed.