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Institutional Banking

Business ›Current Accounts ›Financing ›Collateral free loan ›Smart Business Loan

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Loans for SME segment
Collateral Free Loan
Pre-qualified Loans Micro Enterprises Credit (MEC)
Loans for Merchant Establishments

Loans for Merchant Establishments

Smart Business Loan

Smart Business Loan (SBL) is an unsecured overdraft facility up to Rs. 25 lakh given to existing ICICI Bank customers.

Apply now for a Business Loan

Key Features

Collateral free working capital loan for an entity in the form of an Overdraft
Overdraft limit provided from Rs. 2 lakh up to Rs. 25 lakhs
Customer needs to pay minimum 5% of the utilised limit every month
Interest charged only on the outstanding amount

Facility Offered

Overdraft for meeting working capital finance requirement

Eligible entities

Sole Proprietorship Firms, Partnership Firms, Private limited Companies, Public limited Companies

Eligible business segment

Manufacturers, Service, Traders