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Annual Report – 1998-99

The information is intended for general purposes. The information is being made available in the ordinary course of business. In pursuance of applicable laws, ICICI is circulating the Annual Report to its members and other persons entitled to receive the same under provisions of law and also making available copies of the same at its Registered Office.


  • Click here to download – (689 KB)
    • Message from the Chairman
    • Board of Directors
    • Board Committees
    • Letter from the Managing Director
    • ICICI Group: a Virtual Universal Bank
    • Performance Highlights
    • Five Years at a Glance
    • Senior Management


  • Click here to download – (2660 KB)
    • Directors' Report
    • Management's Discussion and Analysis
    • Approvals, Disbursals & Outstandings
    • Shareholders' Information


  • Click here to download the Financials – (725 KB)
    • Auditors' Report
    • Annexure to the Auditors' Report
    • Balance Sheet, Revenue Account and Schedules
    • Annexure to Schedule IV
    • Balance Sheet Abstract and Company's General Business Profile
    • Cash Flow Statement
    • Statement Pursuant to Section 212 of the Companies Act, 1956


  • Click here to download – (1035 KB)
    • Consolidated Financial Statements as per US GAAP