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Offer Zone Rates & Charges
Rates & Charges
FD, RD & iWish
(390 days - 2 yrs)
7.00% Apply Now
Senior Citizens
(390 days - 2 yrs)
7.50% Apply Now
Home Loan
(Upto 5 crore)
8.65*% Apply Now
Personal Loan
(Upto 20 lacs)
11.59*% Apply Now

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Tools and Calculators



What is NEFT?

National Electronic Funds Transfer (NEFT) is a nation-wide payment system facilitating one-to-one funds transfer. Under this Scheme, individuals can electronically transfer funds from any bank branch to any individual having an account with any other bank branch in the country participating in the Scheme.


Use NEFT service to transfer funds anywhere using the following modes:


What are the transaction or service charges for NEFT transactions?

Transaction Charges NEFT
Amounts upto Rs 10,000 Rs 2.50 + Service Tax
Amounts above Rs 10,000 and upto Rs 1 lakh Rs 5 + Service Tax
Amounts above Rs 1 lakh and upto Rs 2 lakh Rs 15 + Service Tax
Amounts above Rs 2 lakh and upto Rs 5 lakh Rs 25 + Service Tax
Amounts above Rs 5 lakh and upto Rs 10 lakh Rs 25 + Service Tax

What are the NEFT Transaction timings ?

Transaction Timings NEFT
Monday to Saturday
(Except 2nd and 4th Saturday)
8:00 AM to 6:30 PM

Can I make a part pre-payment on my Home Loan Account through NEFT with ICICI Bank?

Yes, ICICI Bank accepts part pre- payment of your Home Loan through National Electronic Funds Transfer (NEFT). In case you want to make part pre-payment on your Home Loan Account through NEFT you need to visit the nearest ICICI Bank branch. For the list of Branches nearest to you please click here. The Service Request number received during branch visit must be mentioned in the remarks column in the NEFT form while making part prepayment through NEFT. Please note that the transactions with invalid request numbers will be rejected. Minimum 1 EMI to be paid as a part pre-payment amount.