Bill Payments

NEFT/RTGS/IMPS Charges, Timings, Limits

As per RBI guidelines, National Electronic Funds Transfer (NEFT) is available 24x7 with effect from Dec 16, 2019.

 

 

RTGS/IMPS

 

Transaction Limits/TimingRTGS Monday to Saturday
(Except 2nd and 4th Saturday)
IMPS (24 * 7 – 365 days)
iMobileInternet
Account number + IFSCMobile number + MMIDAccount number + IFSCMobile number + MMID
Minimum Rs.2 Lakh Re. 1 Re. 1 Re. 1 Re. 1
Maximum Rs. 10 Lakhs Rs. 2lakh* Rs. 10,000 Rs. 2lakh Rs. 10,000

 

*Upto Rs. 2 lakhs per transaction (Rs. 10 Lakhs per day)

 

 

NEFT(RIB & iMobile)

 

Transaction Limits/Timing01.00 hrs – 19.00 hrs00.00 hrs – 01.00 hrs
and
19.00 hrs – 00.00 hrs
2nd & 4th Saturday, Sunday & RTGS Holidays
Minimum Re. 1 Re. 1 Re. 1
Maximum Rs. 10 Lakh or 25 Lakh (Based on customer segment) Rs. 2 Lakh Rs. 2 Lakh

 

 

CIB, Instabiz & API Banking - Limits are at user level

 

Customer TypeLimits01.00 hrs – 19.00 hrs00.00 hrs – 01.00 hrs and 19.00 hrs – 00.00 hrs2nd & 4th Saturday, Sunday & RTGS Holidays
SES Per Transaction Amount Existing Workflow limit mapped to Corporate Maximum Rs. 2 Lakh Maximum Rs. 2 Lakh
Number of transactions NA Maximum 5 Maximum 5
NON SES Per Transaction Amount Existing Workflow limit mapped to Corporate Maximum Rs. 2 Lakh Maximum Rs. 2 Lakh
Number of transactions NA Maximum 5 Maximum 5

 

Transaction ChargesNEFT Charges (At Branch)RTGS Charges (At Branch)IMPS
Amounts upto Rs 10,000 Rs 2.25 + Applicable GST Not Applicable Rs 5 + Applicable GST
Amounts above Rs 10,000 and upto Rs 1 lakh Rs 4.75 + Applicable GST Not Applicable Rs 5 + Applicable GST
Amounts above Rs 1 lakh and upto Rs 2 lakh Rs 14.75 + Applicable GST Not Applicable Rs 15 + Applicable GST
Amounts above Rs 2 lakh and upto Rs 5 lakh
(Incl. Rs 2 lakh for RTGS)
Rs 24.75 + Applicable GST Rs 20 + Applicable GST Not Applicable
Amounts above Rs 5 lakh and upto Rs 10 lakh Rs 24.75 + Applicable GST Rs 45 + Applicable GST Not Applicable

 

 

Note :

  • IMPS Service on Internet and Mobile banking will be chargeable from April 1, 2012.
  • Transaction charge for National Electronic Funds Transfer (NEFT) and Real Time Gross Settlement (RTGS) initiated through online modes (i.e. Internet Banking, iMobile app, Mera iMobile app and Pockets app) is Nil.

 

Click to know more on NEFT

Click to know more on RTGS

Click to know more on IMPS

 

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