Bill Payments

NEFT/RTGS/IMPS Charges, Timings, Limits

Transaction TimingsNEFTRTGSIMPS
Monday to Saturday
(Except 2nd and 4th Saturday)
8:00 AM
to 6:30 PM
7:00 AM
to 6:00 PM
24x7

 

Transaction LimitsNEFTRTGS
IMPS
iMobileInternet
Account Number + IFSCMobile Number + MMIDAccount Number + IFSCMobile Number + MMID
Minimum Re 1 Rs 2 lakhs Re 1 Re 1 Re 1 Re 1
Maximum Rs 10 lakhs Rs 10 lakhs Rs 2 lakhs* Rs 10,000 Rs 2 lakhs Rs 10,000


* Upto Rs 2 lakhs per transaction (Rs 10 lakhs per day)

 

Transaction ChargesNEFT Charges (At Branch)RTGS Charges (At Branch)IMPS
Amounts upto Rs 10,000 Rs 2.25 + Applicable GST Not Applicable Rs 5 + Applicable GST
Amounts above Rs 10,000 and upto Rs 1 lakh Rs 4.75 + Applicable GST Not Applicable Rs 5 + Applicable GST
Amounts above Rs 1 lakh and upto Rs 2 lakh Rs 14.75 + Applicable GST Not Applicable Rs 15 + Applicable GST
Amounts above Rs 2 lakh and upto Rs 5 lakh
(Incl. Rs 2 lakh for RTGS)
Rs 24.75 + Applicable GST Rs 20 + Applicable GST Not Applicable
Amounts above Rs 5 lakh and upto Rs 10 lakh Rs 24.75 + Applicable GST Rs 45 + Applicable GST Not Applicable

 

 

Note :

  • IMPS Service on Internet and Mobile banking will be chargeable from April 1, 2012.
  • Transaction charge for National Electronic Funds Transfer (NEFT) and Real Time Gross Settlement (RTGS) initiated through online modes (i.e. Internet Banking, iMobile app, Mera iMobile app and Pockets app) is Nil.

 

 

Click to know more on NEFT

Click to know more on RTGS

Click to know more on IMPS

 

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