Personal Loan in Pune

Pune is the second largest city in Maharashtra and is considered the state's cultural capital.Pune has had traditional old-economy industries which continue to grow. The city is now also known for Manufacturing, Automobile, Government and Private sector Research Institutes, Information Technology (IT) as well as Educational, Management and Training institutes that attract migrants, students and professionals not only from India but also from South East Asia, Middle East and African countries.

 

Whether it is short weekend trip to Lonavala or a business conference at Lavasa, ICICI Bank Personal Loans, Pune will help your financial needs. Several weekend getaways such as Khandala, Alibaug, Kashid etc are also situated very close to Pune.ICICI Bank Personal Loans, Pune is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans that do not require collateral.

 

ICICI Bank Personal Loans, Pune can be instantly availed from 46 branches across the city. The bank also offers a customised loan for sure product which can be availed with minimum documentation.

 

Documents needed to apply for ICICI Bank Personal Loans, Pune:

Document TypeDocument Required
Identity Proof (As per Revised KYC) Passport, Voter ID, Driving License, PAN Card, Aadhar Card, ID card with applicant’s photograph issued by central/state government departments, statutory/regulatory authorities, PSUs, Scheduled commercial Banks and public financial institutions, Letter issued by gazetted officer with duly attested photograph of the person (Refer Annexure 1 for letter format to be used for certification by Gazetted Officer and Class of Gazetted Officers)
Declaration to be taken from Borrower in case of DOB mis-match
Address Proof (As per Revised KYC) Passport, Voter ID, Driving License (Driving license [DL] issued by State Regional Transport Office or any DL bearing exclusive disclaimer for not using the DL as residence proof will not be considered as an Address Proof), Aadhar Card, ID card with applicant’s photograph issued by central/state government departments, statutory/regulatory authorities, PSUs, Scheduled commercial Banks and public financial institutions, Letter issued by gazetted officer with duly attested photograph of the person (Refer Annexure 1 for letter format to be used for certification by Gazetted Officer and Class of Gazetted Officers)
If the current address in application form does not match with the address proof submitted as per point 2, then additional document to be collected from the 32 credit due-diligence documents
Photograph One latest Passport size
Residence Proof (if Owned) Electricity Bill, Municipal Tax Receipt, (Share Certificate with Flat Number to be considered as Owned House Proof only)
Residence Proof (if Rented) Registered Rent agreement (with utility bill), Land line bill,Post Paid Mobile Bill, Bank statement, Passport, Driving License, Voter ID
If Bachelor accommodation, Permanent address Land line bills (Optional as per policy), Relationship Proof ( if bill is of relation as specified)
Landline Number at Residence Latest bill
PAN Card Photo Copy
Income Latest salary slips, Bank Statement of last 3 months, Form 16
Signature Signature verification from bank, Passport, Driving License, PAN Card
Current Employment Employment Offer letter, Salary Slips, Photo ID Card
Total Employment Salary Slip with DOJ, Form 16 of current and previous companies , Previous company Appointment / relieving letter
Office address / e-mail ID and Personal e-mail ID Addree and e-mail ID captured correctly, to mention in file if no external access to official e-mail ID
Bank Statement 3 months