Financial Crunch

Use Personal Loan funds for handling any type of personal emergency situations that require financial assistance.

Medical Emergency

Medical emergency can come up suddenly and might become difficult to repay. You can use Personal Loan to pay for medical expenses.

Marriage Expenses

Even after proper planning, marriage expenses may cross the estimates. Apply for Personal Loan to meet such unexpected emergencies.

Home Renovation

Parts of your home may be in urgent need of repair or renovation and Personal Loan can help you meet this emergency situation.

Purchase Gadgets

Upgrade your home with the latest gadgets, without the burden of huge upfront costs by applying for a Personal Loan.

Fund your Travel

Travel carefree by managing all your travel expenses - flights, stay, shopping, activities and other bills with a Personal Loan.

Online Courses

If you are short of funds before enrolling your child to an online course, you can opt for a Personal Loan to pay the course fees.

How to apply for a Personal Loan online?

Check if you have a pre-approved offer here

If you don’t, visit our personal loan application form here

Fill and submit your Personal Loan application and check your eligibility

Select Loan amount and tenure, as per your requirement

Check your Personal Loan approval status

Personal Loan for approved application, will be disbursed in your Savings Account

To apply for a Personal Loan, you must be

  • Over 23 years old and a resident of India
  • Salaried individual, having a regular monthly income of ₹ 30,000+
  • Having a good bureau score
  • Having a Savings Account with any of the banks in India

Types of Personal Loans

Eligibility
Min. Monthly Income
30,000/-
Age
23 to 58 years
At ICICI Bank, we are committed to making the borrowing easy and accessible for all. We understand your needs, and therefore we have established the eligibility criteria based on simple parameters.

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