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A dream vacation that you always wanted to do with your family or friends can now be availed instantly with ICICI Bank Personal Loan at attractive rates. The loan comes with full freedom to choose the desired destination by taking care of your travel expenses.
BENEFITS OF ICICI BANK PERSONAL LOAN FOR HOLIDAY
Ways to apply for a Travel Loan
1. Apply for a Holiday Loan via ICICI Bank’s iMobile Pay app
2. New customers can apply by visiting the application page,
Existing ICICI Bank customers can apply by clicking here.
3. Visit any ICICI Bank Branch.
4. SMS PL to 5676766.
Eligibility
- Age - Minimum 20 years, Maximum 58 years.
- Monthly income - ₹ 30,000 per month. T&Cs.
- Applicant’s total years in their job/profession should be at least two years.
- Applicant should be residing at his/her current address at least for a year.
A Holiday Loan allows borrowers to cover the expenses required for vacations. Since Personal Loans come with no end-use restrictions, one can use this credit option for a wide range of requirements including financing a luxurious trip.
Salaried Individuals :
- Age: 23 years to 58 years
- Monthly Income : Rs 30,000 and above (The minimum salary requirement will differ depending on the profile of the customer.)
- Work Experience: 2 years
- Years in current residence: 1 year.
Self-employed Individuals:
- Age: 28 years (self-employed individuals) and 25 years (for doctors); Maximum age - 65 years
- Minimum Turnover: Rs 40 lakh for non-professionals; Rs 15 lakh for professionals- as per audited financials
- Minimum Profit after Tax: Rs 2 lakh for Proprietorship Firm/Self-employed Individuals and Rs 1 lakh for non-professionals as per audited financials
- Business Stability: In current business for at least 5 years and minimum 3 years for doctors
- Existing relationship with ICICI Bank: Minimum 1 year liability relationship (Current or Savings Account) or Asset relationship (Loan) either active or closed in the last 36 months for which the repayment track record is required.
The maximum amount you can avail is Rs 50,000 to 50 lakh.
Interest rates range from 10.80% to 16.15%.
Log in to the iMobile Pay app and tap on the Pre-approved Loan option. Follow the process and avail the loan.
Pre-approved Loans take up to 3 seconds while others take 2-3 days.
The tenure for Travel Loan is 12 to 72 months.
