You can avail of an ICICI Bank Personal Loan if you meet the following criteria:
 

Eligibility Criteria for Salaried
Criteria* Salaried
Age 23 years - 58 years.
Net Salary** Salaried individuals with minimum monthly income Rs.30,000
Total years in job/profession 2 Years
Years in current residence 1 Year


**The minimum salary requirement will differ depending on the profile (Type of employer, having relationship with ICICI Bank etc.) of the customer.
 

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Eligibility Criteria for Self Employed
Criteria* Self Employed
Age 28 years (self employed individuals) and 25 years (for doctors); Maximum age - 65 years
Minimum Turnover Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials
Minimum Profit After Tax Rs. 2 lac for Proprietorship Firm/Self employed Individuals and Rs. 1 lac for non-professionals as per audited financials
Business Stability In current business for at least 5 years and minimum 3 years for doctors
Existing relationship with ICICI Bank Minimum 1 year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track as required


Note:

* Conditions apply
ICICI Bank provides Personal Loans to self employed individuals under Business Installment Loan


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POPULAR PERSONAL LOAN FAQS

What is a Personal Loan?
How does one avail an instant Personal Loan online with ICICI Bank?
What are the required documents for a Personal Loan with ICICI Bank?
Do I need to provide a security or collateral to apply for a Personal Loan with ICICI Bank?
What is the minimum and maximum amount of Personal Loan offered by ICICI Bank?
What is the interest rate on an ICICI Bank Personal Loan?
What is the repayment tenure of a Personal Loan?
What is the Personal Loan processing time?
What are the advantages of taking a Personal Loan with ICICI Bank?
Can I foreclose my loan with ICICI Bank?
Does a Personal Loan offer tax benefits?
What are the eligibility criteria for a Personal Loan?
Why should you choose ICICI Bank Personal Loan?

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