Smart tips to repay your personal loan on time
Paying a personal loan on time can help you keep your finances in check and help you build your creditworthiness. Keep reading to know some smart ways to make loan repayment a tad bit easier?
You can avail of an ICICI Bank Personal Loan if you meet the following criteria:
|Age||23 years - 58 years.|
|Net Salary**||Salaried individuals with minimum monthly income Rs.30,000|
|Total years in job/profession||2 Years|
|Years in current residence||1 Year|
**The minimum salary requirement will differ depending on the profile (Type of employer, having relationship with ICICI Bank etc.) of the customer.
|Age||28 years (self employed individuals) and 25 years (for doctors); Maximum age - 65 years|
|Minimum Turnover||Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials|
|Minimum Profit After Tax||Rs. 2 lac for Proprietorship Firm/Self employed Individuals and Rs. 1 lac for non-professionals as per audited financials|
|Business Stability||In current business for at least 5 years and minimum 3 years for doctors|
|Existing relationship with ICICI Bank||Minimum 1 year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track as required|
* Conditions apply
ICICI Bank provides Personal Loans to self employed individuals under Business Installment Loan
Starting at 10.25% p.a.
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