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Personal Loan in Bangalore
Bangalore also known as Bengaluru, is the capital of Karnataka. In recent years, Bangalore propelled to the forefront of the high tech industry boom in India.
Bengaluru is also known as the "Silicon Valley of India" because of its role as the nation's leading information technology (IT) exporter and home to famous Indian startups. It is also a hub to reputed educational institutions like the Indian Institute of Management, National Law School of India University, Xaviers', St. Joseph’s, Christ University.
ICICI Bank Personal Loans now in Bangalore
ICICI Bank Personal Loans, Bangalore will help you meet your various needs like an international holiday with the family, an education loan for your child, a long-pending home renovation plan.
As a customer in Bangalore, your eligibility and repayment capacity may entitle you to a loan amount ranging between Rs. 50,000 and Rs. 20 lakh. You may choose a tenure period between 1 and 5 years. Personal Loans in Bangalore come with a processing fee that is deducted from the final amount that is paid to you.
Documents needed to apply for ICICI Bank Personal Loans, Bangalore:
| Document Type | Document Required |
|---|---|
| Identity Proof (As per Revised KYC) | Passport, Voter ID, Driving License, PAN Card, Aadhar Card, ID card with applicant’s photograph issued by central/state government departments, statutory/regulatory authorities, PSUs, Scheduled commercial Banks and public financial institutions, Letter issued by gazetted officer with duly attested photograph of the person (Refer Annexure 1 for letter format to be used for certification by Gazetted Officer and Class of Gazetted Officers) |
| Declaration to be taken from Borrower in case of DOB mis-match | |
| Address Proof (As per Revised KYC) | Passport, Voter ID, Driving License (Driving license [DL] issued by State Regional Transport Office or any DL bearing exclusive disclaimer for not using the DL as residence proof will not be considered as an Address Proof), Aadhar Card, ID card with applicant’s photograph issued by central/state government departments, statutory/regulatory authorities, PSUs, Scheduled commercial Banks and public financial institutions, Letter issued by gazetted officer with duly attested photograph of the person (Refer Annexure 1 for letter format to be used for certification by Gazetted Officer and Class of Gazetted Officers) |
| If the current address in application form does not match with the address proof submitted as per point 2, then additional document to be collected from the 32 credit due-diligence documents | |
| Photograph | One latest Passport size |
| Residence Proof (if Owned) | Electricity Bill, Municipal Tax Receipt, (Share Certificate with Flat Number to be considered as Owned House Proof only) |
| Residence Proof (if Rented) | Registered Rent agreement (with utility bill), Land line bill,Post Paid Mobile Bill, Bank statement, Passport, Driving License, Voter ID |
| If Bachelor accommodation, Permanent address | Land line bills (Optional as per policy), Relationship Proof ( if bill is of relation as specified) |
| Landline Number at Residence | Latest bill |
| PAN Card | Photo Copy |
| Income | Latest salary slips, Bank Statement of last 3 months, Form 16 |
| Signature | Signature verification from bank, Passport, Driving License, PAN Card |
| Current Employment | Employment Offer letter, Salary Slips, Photo ID Card |
| Total Employment | Salary Slip with DOJ, Form 16 of current and previous companies , Previous company Appointment / relieving letter |
| Office address / e-mail ID and Personal e-mail ID | Addree and e-mail ID captured correctly, to mention in file if no external access to official e-mail ID |
| Bank Statement | 3 months |
