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ATM – Instant Disbursal Process for Personal Loan

Step 1:

Customer is required to complete the primary transaction at the ATM Channel:

Balance Enquiry
Cash Withdrawal
Ultra-Fast Cash Withdrawal

Step 2:

A personal Loan pre-qualified offer message is shown to the customer with the maximum offer amount a customer is eligible for
Click on Apply Now to proceed further

Step 3:

Next screen will show all eligible offers to the customer
Customer is required to select any of the 6 offers*

Step 4:

Next screen displays standard MII which is applicable to all customers
Customers are required to accept these Terms & Conditions

Step 5:

As a two-factor authentication to initiate the disbursement of loan, customers are asked to authenticate via their Debit Card PIN
Post authentication, the loan amount will be credited to the customer’s account

Please click here for Terms and Condition

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FAQ:

What is Insta PL through ATM?

Insta PL through ATM is an instant disbursal facility provided to pre-approved Personal Loan customers. Customers availing this facility will be able to get instant disbursal of loan amount in their account through ATM.

Who is eligible for this offer?

All pre-approved customers are eligible to avail instant disbursals through ATM.

Will the offer be visible to customers on every transaction?

Insta PL offer will be visible to customers during the first 3 completed transactions post July 7, 2017. If no response is given the first 3 times, the offer will not be visible at the later stage. Additionally, once a customer clicks on ‘No’ for availing the offer, or after availing the Insta Personal Loan through the ATM, the offer will not be shown.

Which ATMs are designed to provide ‘Insta PL through ATM’?

All ICICI Banks ATMs have been designed to provide Insta PL.