Pratham Home Loans

Pratham Home Loans

Buying your dream home is now simple and affordable. With ICICI Bank Pratham Home Loans, salaried and self-employed customers can benefit from a host of features to meet their financial needs.

 

Prominent features

Pratham Banner

Pratham Banner

The eligibility criteria of an individual to avail ICICI Bank Pratham Loans depend on the following factors:

 

Loan Amount Rs 5 lakh – Rs 50 lakh
Loan type Pratham Home Loans
Age Minimum: 21 Years
Maximum: 70 Years
Eligible profiles Salaried & Self-Employed
Tenure Up to 20 Years

Frequently Asked Questions (FAQs)

Who are the eligible borrowers for Pratham Home Loans?


Pratham Home Loans can be availed by salaried employees with a minimum salary of ₹10,000 per month and by self-employed borrowers with a business vintage of 5 years.

Which products can be availed under Pratham Home Loans?


Pratham loans can be availed for Home Loan (HL), Home Improvement Loan and Non Residential Premises (NRP) Loan.

What are the loan limits which can be availed under Pratham Home Loans?


The loan amount limit for Pratham Home Loans ranges between ₹5 Lakh and ₹50 Lakh.

What is the professional/business experience I should have to avail Pratham Home Loan?


Salaried borrowers need to have a minimum work experience of 1 year and self-employed borrowers need to have a business vintage of 5 years (3 years in same business).

I am drawing cash salary, can I avail Pratham Home Loans?


No, cash salary cannot be considered for funding under Pratham Home Loans.

I already have a Home Loan with another financial institution. Can I transfer the loan to ICICI Bank under Pratham Home Loans?


Yes, if you have serviced the loan for more than 18 months, you can do a balance transfer to ICICI Bank under Pratham Home Loans.

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