Money Saver Home Loan

Money Saver Home Loan

ICICI Bank Money Saver Home Loan is a unique offering in which loan is sanctioned in the form of an overdraft account that allows you to save on the interest payable on your Home Loan. Any surplus funds deposited in the Money Saver Account reduces your interest outflow and at the same time, you avail the flexibility to transact or withdraw the funds whenever needed.

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Prominent Features of ICICI Bank Money Saver Home Loan


What is Money Saver product?

Money Saver product is a unique proposition in which you get benefit on interest payable towards home loan depending on the surplus funds kept in the Money Saver account and at the same time you avail the flexibility to utilize surplus funds whenever required.

Who are eligible to apply for Money Saver product?

Money Saver product can be availed by individual Resident Indian customers.

Can Salaried or Self-Employed customer apply for Money Saver product?

Yes, Money Saver product can be availed by both Salaried and Self-Employed customers

I am having a home loan with other bank/financial institution. Can I transfer my loan to ICICI Bank under Money Saver?

. Yes, customers having home loan with other bank/financial institution can do balance transfer to ICICI Bank under Money Saver and avail the benefits of the product.

Is there any requirement of maintaining minimum average balance to get the interest benefit under Money Saver?

No, there is no requirement of maintaining minimum average balance in order to get interest benefit under Money Saver.

Can I avail Fixed or Floating rate of interest under Money Saver product?

Only Floating rate of interest can be availed under Money Saver product.

How interest amount is calculated under Money Saver product?

Interest amount is calculated on daily basis on the principal outstanding minus the balance maintained in the Money Saver account.

Can I avail Top Up loan under Money Saver product?

Yes, Top Up loan can be availed under Money Saver product.


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