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Loan Against Specialised Property

Loan Against Specialised Property

Avail funds against your specialised property to finance your business expansion, purchase of new property, enhancement of existing property or for personal use.

You can also avail funding against your rented specialised properties through Lease Rental Discounting (LRD)

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Features of Loan Against Specialised Property

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Easy access to funds

Balance Transfer



Get a loan up to Rs 5 crore.

Transfer the existing loan to ICICI Bank at an attractive rate of interest

Enjoy long tenure up to 10 years

Self-employed professionals and non-professionals

Specialised Property includes

industrial-property warehouse-property school-property hotels-property marriage-garden marriage-hall-property

Industrial Property




Marriage Garden

Marriage Hall

Approved property for industrial usage and approved locations

LAP or LRD facility options

  • Any Board Affiliated School
  • Class 8th or above Affiliated
  • Fully constructed property
  • High LTV

Lawn/Plot with minimal constructed structure

Fully constructed halls including banquets


What is the maximum loan amount that I can avail on Loan Against Specialised Property?

You can avail of a loan amount up to 50% of the value of your property and up to a maximum of Rs 5 crore. However, this also depends on the type of specialised property offered.

I am currently running a Loan Against Specialised Property. Can I transfer this loan?

Yes, you can transfer your existing loan to ICICI Bank. You can also avail of a top-up on that loan basis the value of that property.

Can I avail of a Loan against a Rented Specialised Property?

Yes, you can avail of a Loan against a Rented Specialised Property under Lease Rental Discounting.

Terms and Conditions apply.

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