Loan Against Property Documents Required

Following are all the documents required while availing the loan

Documents RequiredSalariedSelf-EmployedSelf-Employed Professional
KYC and other documents required for all categories
Application Form with photograph duly signed
Identity, residence and age proof
Processing fee cheque
Office address proof -
Copy of title documents for the property being mortgaged
Proof of business stability/existence -
Business profile -

Income documents required
Latest 6 months’ bank statement (salary account for salaried, Current Account for self-employed)
Latest 3 months’ salary slips - -
Form 16/ Income Tax Returns
Educational qualification certificate -
Latest 3 years’ Financials –
a) Computation of Income
b) Balance Sheet and Profit & Loss Accoun (with Schedules and Audit Report) – Audited or CA certified
-
RTR for existing loans for last 12 months

*SEP – Self-Employed Professionals

**SENP – Self-Employed Non Professionals

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Customer Reviews

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knowing iWish
by Menoka Chatterjee on Aug 19, 2019

Very very interesting. Perhaps the only bank offering this amazing flexibility.

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