Instant Balance Transfer

Charges and Fees

Loan TypeOriginal Processing FeesDiscounted Processing Fees
Home Loan 0.5% + AT* 0.25% + AT* or 5000 + AT* whichever is lower
Home Loan (for ICICI Group employees) NIL NIL
Loan against Property (Residential) 1% + AT* 0.5% + AT*
Loan against Property (Commercial) 1% + AT* 0.5% + AT*
Commercial Property Purchase 1% + AT* 0.5% + AT*
Top-up (for ICICI Group employees) 0.25% + AT* 0.25% + AT*
Top-up (for others) 1% + AT* 0.5% + AT*

Administrative Charges Rs. 5,000 + AT* or 0.25% + AT* whichever is lower
CIBIL Report Charges Nil (For the applicant)
50 +AT* (For each Co-applicant added)

 

Loan AmountCERSAI**
<= 5 Lakhs 50 + AT*
>5 Lakhs 100 + AT*

 

* Applicable taxes

**Central Registry of Securitisation Asset Reconstruction and Security Interest

Note : 4% prepayment charges will be applicable for Non Home Loans where Non-individual (proprietorship/partnership/LLP/company) is present in the loan as applicant/co-applicant.

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