|Loan Amount||Home Loan, Loan Against Property, Non-Residential Premises Loan|
|Loan amount||Rs. 8 Lakhs to Rs. 5 Cr|
|Age||Minimum: 25 Years
Maximum: Lower of Retirement Age or 65 Years
|Eligible Profile||Salaried and Self-Employed|
|Tenure||Up to 30 years, as per the loan type|
ICICI Bank Home Loan Balance Transfer
Transfer your Home Loan to ICICI Bank and save more on your Equated Monthly Instalment (EMI) with low interest rates and hassle-free documentation. What’s more? You can also avail an additional Top-Up Loan to meet your business or personal needs.
Following are some of the prominent features of ICICI Bank Home Loan Balance Transfer:
The eligibility criteria of an individual to avail ICICI Bank Home Loan depend on the following factors:
What is Balance Transfer?
Balance Transfer refers to transferring your existing Home Loan/ Mortgage Loan from one bank/ financier to another.
Why should I opt for a Balance Transfer?
With the Balance Transfer facility, you can transfer your existing Home Loan running at a higher rate of interest to another bank/ financier offering a lower interest rate. Hence, the EMI reduces and you save on your monthly outflows. Further, you can also take additional loan, referred to as Top-Up Loan, on your existing property along with the transfer. This loan can be used for any personal use like refurnishing of house, holiday, education of children, etc.
How much time will it take for my loan to get sanctioned?
The loan sanction process generally takes around 7 working days.
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Missed call number 8100881008
Email us : firstname.lastname@example.org
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