ICICI Bank Balance Transfer Fees & Charges

Following are all the fees and charges applicable while availing the Balance Transfer loan

Charges & Fees

Loan Processing Charges / Renewal Charges 0.50 % + AT*
CIBIL Report Charges Rs. 50 + AT*
Administrative Charges Rs. 5000 + AT* or 0.25% + AT (whichever is lower)

NOTE: AT* - Applicable taxes

Pre-Payment Charges

Types of Pre-Payment Charges Loan Type Charges
Floating Rate of Interest Home Loan, Home Improvement Loan Nil
Fixed Rate of Interest Home Loan, Top Up Loan 2 % + Applicable Charges


  • Pre-payment charges mentioned above are applicable on full repayment of loan
  • Nil charges on partial payment into the loan
  • Charges will be calculated on the principal outstanding on the loan closure date

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