ICICI Bank offers an Instant Balance Transfer option, an exclusive facility for existing ICICI Bank customers who are servicing Home Loan or Loan Against Property (LAP) from any other bank / financial institution, at a high interest rate.
- As an existing ICICI Bank customer, you get swift Home Loan Balance Transfer and can repay the loan at lower interest rates, starting at 7.50% p.a. Apply for the pre-approved Home Loan Balance Transfer with Top up and experience Longer Loan Tenure, Quick Processing and Instant Balance Transfer, of up to two Property Loans.
- ICICI Bank's Pre-Approved Balance Transfer is applicable for Home Loans, Loan Against Property and Non-Residential Premises Loan.
FEATURES OF THE PRE-APPROVED BALANCE TRANSFER

Instant Loan Sanction
An instant sanction letter for a loan amount of up to Rs 1 crore.

Attractive Interest Rates
Rate of interest starts from 7.50% p.a.

Low EMIs
Pay low monthly instalments with a smart option and grow your savings.

Sanction Multiple Loans
Avail of instant Balance Transfer on up to two Property Loans

Longer tenure
Save more on loan repayments, by opting for a longer loan term under the Instant Balance Transfer

Avail Top-up Loan
Overcome financial shortcomings by applying for ICICI Bank’s Home Loan Balance Transfer and Top up Loan, at the same time.
Get Instant Sanction of your Pre Approved Balance Transfer offer in just 3 simple steps
I give my consent to ICICI Bank representative to call, sms, e-mail me on recommended Home Loan Balance Transfer offer
FEATURES OF THE PRE-APPROVED BALANCE TRANSFER
Documents
The approval for the Instant Balance Transfer facility is an in-principal sanction. Being an existing ICICI Bank customer, the pre-approved Balance Transfer documentation process is minimal and saves precious time. Customers may still need to submit some necessary documents of the property for due diligence. Here are pre-approved Home Loan Balance Transfer documents you would be required to produce during the application process

General Documents
- Passport size photo
- Last 6 months’ bank statements
- Last 3 months’ salary slip or Income Tax returns
- Property Documents
Interest Rates
Ideally, the interest rate for ICICI Bank’s Pre-Approved Balance Transfer facility starts from 7.50% p.a. It would vary from one individual to another, basis being a salaried or business professional. If you are looking for the lowest Home Loan interest rate for Balance Transfer, apply with ICICI Bank that ensures quick processing and instant sanction.
Property Balance Transfer Calculator
ICICI Bank customers can now check the loan eligibility for the Property Balance Transfer with the help of the below Home Loan Balance Transfer Calculator. The online calculator will estimate the loan amount you can transfer to ICICI Bank. You can get the calculation details in a jiffy.
How to apply?

Interest rate with 20-year tenure
Attractive interest rates that maximise your savings

Minimal documentation
Reduced number of documents for easy application

Quick processing
Swift transfer of loan

Top-up Loan
Get Top-up Loan upto 100%* of original loan amount
Why choose Top-up Loan with Balance Transfer?

You can avail of the Top-up Loan for personal and professional needs

Minimal documentation process for application and approval of loans

No additional collaterals are needed for loan approval

Simple and swift process for urgent funds with reduced EMI benefits
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