ICICI Bank offers an Instant Balance Transfer option, an exclusive facility for existing ICICI Bank customers who are servicing Home Loan or Loan Against Property (LAP) from any other bank / financial institution, at a high interest rate.

  • As an existing ICICI Bank customer, you get swift Home Loan Balance Transfer and can repay the loan at lower interest rates, starting at 7.50% p.a. Apply for the pre-approved Home Loan Balance Transfer with Top up and experience Longer Loan Tenure, Quick Processing and Instant Balance Transfer, of up to two Property Loans.
  • ICICI Bank's Pre-Approved Balance Transfer is applicable for Home Loans, Loan Against Property and Non-Residential Premises Loan.


Steps For Availing Insta Home Loan Balance Transfer Through IMobile

Watch the video to find out how to avail your ICICI Bank Insta Home Loan Balance Transfer offer through iMobile.

Get Instant Sanction of your Pre Approved Balance Transfer offer in just 3 simple steps

 I give my consent to ICICI Bank representative to call, sms, e-mail me on recommended Home Loan Balance Transfer offer

Check Your Offer


The approval for the Instant Balance Transfer facility is an in-principal sanction. Being an existing ICICI Bank customer, the pre-approved Balance Transfer documentation process is minimal and saves precious time. Customers may still need to submit some necessary documents of the property for due diligence. Here are pre-approved Home Loan Balance Transfer documents you would be required to produce during the application process

General Documents

  • Passport size photo
  • Last 6 months’ bank statements
  • Last 3 months’ salary slip or Income Tax returns
  • Property Documents

Interest Rates

Ideally, the interest rate for ICICI Bank’s Pre-Approved Balance Transfer facility starts from 7.50% p.a. It would vary from one individual to another, basis being a salaried or business professional. If you are looking for the lowest Home Loan interest rate for Balance Transfer, apply with ICICI Bank that ensures quick processing and instant sanction.

Property Balance Transfer Calculator

ICICI Bank customers can now check the loan eligibility for the Property Balance Transfer with the help of the below Home Loan Balance Transfer Calculator. The online calculator will estimate the loan amount you can transfer to ICICI Bank. You can get the calculation details in a jiffy.

How to apply?

Step 1
Log in & Apply




Step 2
Adding the Loan Details. If you have more than one loan, choose the Home Loan you wish to transfer
Step 3
Authorise the Loan Transfer




Step 4
Click on the “Download Sanction Letter” option, to get the sanction letter online.


Why choose Top-up Loan with Balance Transfer?

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